The basics
Total Population
39,937
Median Age
38.6
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$325,500
Median Property Tax
$949
Effective Tax Rate
0%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
6.23
Median Rent
$1,187
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
53%
Appreciation 1yr %
0.68%
Pandemic Gain %
56%
Recession Drop %
-69%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
103.5
Winter Avg Low (°F)
38.9
Avg Temperature (°F)
69.7
Hot Days/yr (>90°F)
142.4
Freezing Days/yr (<32°F)
18.2
Annual Precipitation (in)
4.3
Annual Snowfall (in)
0
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
65
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 89104: frequently asked questions
- What is the median home value in ZIP Code 89104?
- The median home value in ZIP Code 89104 is $325,500, higher than 73% of U.S. ZIP codes.
- How much is property tax in ZIP Code 89104?
- The median annual property tax in ZIP Code 89104 is $949, an effective rate of 0% of home value.
- Is ZIP Code 89104 expensive to live in?
- Homes in ZIP Code 89104 cost about 6.23× the median household income, higher than 92% of U.S. ZIP codes.
- What is the average rent in ZIP Code 89104?
- The median gross rent in ZIP Code 89104 is $1,187 a month, higher than 71% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 89104?
- Home prices in ZIP Code 89104 have moved 53% over the past five years (0.68% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 89104?
- ZIP Code 89104 averages 69.7°F year-round, summer highs near 103.5°F, winter lows around 38.9°F (NOAA 1991–2020 normals).
- Is ZIP Code 89104 at risk of flooding or natural disasters?
- ZIP Code 89104's FEMA National Risk Index score is 65 (near the U.S. ZIP codes median). Its greatest modeled natural hazard is earthquake.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →