The basics
Total Population
6,504
Median Age
45.6
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$546,500
Higher than 90%
Median Property Tax
$2,915
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
10.18
Higher than 99%
Median Rent
$1,442
Higher than 81%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
102.2
Winter Avg Low (°F)
41.4
Avg Temperature (°F)
70.1
Hot Days/yr (>90°F)
137.1
Freezing Days/yr (<32°F)
9.8
Annual Precipitation (in)
4.2
Annual Snowfall (in)
0.2
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
80.1
Higher than 70%
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 89109: frequently asked questions
- What is the median home value in ZIP Code 89109?
- The median home value in ZIP Code 89109 is $546,500, higher than 90% of U.S. ZIP codes.
- How much is property tax in ZIP Code 89109?
- The median annual property tax in ZIP Code 89109 is $2,915, an effective rate of 1% of home value.
- Is ZIP Code 89109 expensive to live in?
- Homes in ZIP Code 89109 cost about 10.18× the median household income, higher than 99% of U.S. ZIP codes.
- What is the average rent in ZIP Code 89109?
- The median gross rent in ZIP Code 89109 is $1,442 a month, higher than 81% of U.S. ZIP codes.
- What is the weather like in ZIP Code 89109?
- ZIP Code 89109 averages 70.1°F year-round, summer highs near 102.2°F, winter lows around 41.4°F (NOAA 1991–2020 normals). It sees about 0.2 inches of snow a year.
- Is ZIP Code 89109 at risk of flooding or natural disasters?
- ZIP Code 89109's FEMA National Risk Index score is 80.1 (higher than 70% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →