The basics
Total Population
40,040
Median Age
39.5
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$414,400
Median Property Tax
$2,048
Effective Tax Rate
0%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
5.68
Median Rent
$1,736
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
53%
Appreciation 1yr %
2%
Pandemic Gain %
42%
Recession Drop %
-62%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
101.5
Winter Avg Low (°F)
40
Avg Temperature (°F)
68.8
Hot Days/yr (>90°F)
136.1
Freezing Days/yr (<32°F)
10.7
Annual Precipitation (in)
5.8
Annual Snowfall (in)
0
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
60.9
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 89128: frequently asked questions
- What is the median home value in ZIP Code 89128?
- The median home value in ZIP Code 89128 is $414,400, higher than 82% of U.S. ZIP codes.
- How much is property tax in ZIP Code 89128?
- The median annual property tax in ZIP Code 89128 is $2,048, an effective rate of 0% of home value.
- Is ZIP Code 89128 expensive to live in?
- Homes in ZIP Code 89128 cost about 5.68× the median household income, higher than 90% of U.S. ZIP codes.
- What is the average rent in ZIP Code 89128?
- The median gross rent in ZIP Code 89128 is $1,736 a month, higher than 88% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 89128?
- Home prices in ZIP Code 89128 have moved 53% over the past five years (2% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 89128?
- ZIP Code 89128 averages 68.8°F year-round, summer highs near 101.5°F, winter lows around 40°F (NOAA 1991–2020 normals).
- Is ZIP Code 89128 at risk of flooding or natural disasters?
- ZIP Code 89128's FEMA National Risk Index score is 60.9 (lower than 56% of U.S. ZIP codes). Its greatest modeled natural hazard is heat_wave.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →