The basics
Total Population
26,947
Median Age
40.6
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$745,400
Median Property Tax
$4,886
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
4.61
Median Rent
$2,633
Home prices & appreciation
Ranked against U.S. ZIP codes.
Recession Drop %
-56%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
101.5
Winter Avg Low (°F)
40
Avg Temperature (°F)
68.8
Hot Days/yr (>90°F)
136.1
Freezing Days/yr (<32°F)
10.7
Annual Precipitation (in)
5.8
Annual Snowfall (in)
2.6
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
88.2
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 89138: frequently asked questions
- What is the median home value in ZIP Code 89138?
- The median home value in ZIP Code 89138 is $745,400, higher than 95% of U.S. ZIP codes.
- How much is property tax in ZIP Code 89138?
- The median annual property tax in ZIP Code 89138 is $4,886, an effective rate of 1% of home value.
- Is ZIP Code 89138 expensive to live in?
- Homes in ZIP Code 89138 cost about 4.61× the median household income, higher than 82% of U.S. ZIP codes.
- What is the average rent in ZIP Code 89138?
- The median gross rent in ZIP Code 89138 is $2,633 a month, higher than 98% of U.S. ZIP codes.
- What is the weather like in ZIP Code 89138?
- ZIP Code 89138 averages 68.8°F year-round, summer highs near 101.5°F, winter lows around 40°F (NOAA 1991–2020 normals). It sees about 2.6 inches of snow a year.
- Is ZIP Code 89138 at risk of flooding or natural disasters?
- ZIP Code 89138's FEMA National Risk Index score is 88.2 (higher than 82% of U.S. ZIP codes). Its greatest modeled natural hazard is wildfire.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →