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ZIP Code 95232

Calaveras, California

FIPS 95232

Juniper

ZIP Code 95232 is in the bottom 2% nationally for FEMA risk score. It also sits in the bottom 12% nationally for price-to-income ratio. And it sits in the 79th percentile nationally for median home value.

Median Home Value

$379,700

Higher than 79% of U.S. ZIP codes

FEMA Risk Score

98.5

Higher than 98% of U.S. ZIP codes

The basics

Total Population

135

Median Age

56.1

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$379,700

Higher than 79%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

5.35

Higher than 88%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

90.4

Winter Avg Low (°F)

39.8

Avg Temperature (°F)

61

Hot Days/yr (>90°F)

74.7

Freezing Days/yr (<32°F)

14.8

Annual Precipitation (in)

40.6

Annual Snowfall (in)

3.7

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

98.5

Higher than 98%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 95232: frequently asked questions

What is the median home value in ZIP Code 95232?
The median home value in ZIP Code 95232 is $379,700, higher than 79% of U.S. ZIP codes.
Is ZIP Code 95232 expensive to live in?
Homes in ZIP Code 95232 cost about 5.35× the median household income, higher than 88% of U.S. ZIP codes.
What is the weather like in ZIP Code 95232?
ZIP Code 95232 averages 61°F year-round, summer highs near 90.4°F, winter lows around 39.8°F (NOAA 1991–2020 normals). It sees about 3.7 inches of snow a year.
Is ZIP Code 95232 at risk of flooding or natural disasters?
ZIP Code 95232's FEMA National Risk Index score is 98.5 (higher than 98% of U.S. ZIP codes). Its greatest modeled natural hazard is wildfire.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →