Back to Explorer

ZIP Code 95303

Merced, California

FIPS 95303

Juniper

ZIP Code 95303 is in the bottom 4% nationally for FEMA risk score. It also sits in the 91th percentile nationally for median home value. And it sits in the bottom 26% nationally for price-to-income ratio.

Median Home Value

$569,400

Higher than 91% of U.S. ZIP codes

FEMA Risk Score

97.4

Higher than 96% of U.S. ZIP codes

The basics

Total Population

784

Median Age

42

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$569,400

Higher than 91%

Median Property Tax

$4,333

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.94

Higher than 74%

Median Rent

$942

Near median

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

90.8

Winter Avg Low (°F)

43.1

Avg Temperature (°F)

64

Hot Days/yr (>90°F)

80.1

Freezing Days/yr (<32°F)

7

Annual Precipitation (in)

12.4

Annual Snowfall (in)

0

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

97.4

Higher than 96%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 95303: frequently asked questions

What is the median home value in ZIP Code 95303?
The median home value in ZIP Code 95303 is $569,400, higher than 91% of U.S. ZIP codes.
How much is property tax in ZIP Code 95303?
The median annual property tax in ZIP Code 95303 is $4,333, an effective rate of 1% of home value.
Is ZIP Code 95303 expensive to live in?
Homes in ZIP Code 95303 cost about 3.94× the median household income, higher than 74% of U.S. ZIP codes.
What is the average rent in ZIP Code 95303?
The median gross rent in ZIP Code 95303 is $942 a month, near the U.S. ZIP codes median.
What is the weather like in ZIP Code 95303?
ZIP Code 95303 averages 64°F year-round, summer highs near 90.8°F, winter lows around 43.1°F (NOAA 1991–2020 normals).
Is ZIP Code 95303 at risk of flooding or natural disasters?
ZIP Code 95303's FEMA National Risk Index score is 97.4 (higher than 96% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →