The basics
Total Population
36,861
Median Age
39.2
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$630,900
Median Property Tax
$4,115
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
6.74
Median Rent
$2,081
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
23%
Appreciation 1yr %
3.3%
Pandemic Gain %
22%
Recession Drop %
-47%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
83.1
Winter Avg Low (°F)
37.9
Avg Temperature (°F)
58.1
Hot Days/yr (>90°F)
33.5
Freezing Days/yr (<32°F)
31.1
Annual Precipitation (in)
33.5
Annual Snowfall (in)
0
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
95.7
EAL Flood/Coastal per $1K
0
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 95401: frequently asked questions
- What is the median home value in ZIP Code 95401?
- The median home value in ZIP Code 95401 is $630,900, higher than 93% of U.S. ZIP codes.
- How much is property tax in ZIP Code 95401?
- The median annual property tax in ZIP Code 95401 is $4,115, an effective rate of 1% of home value.
- Is ZIP Code 95401 expensive to live in?
- Homes in ZIP Code 95401 cost about 6.74× the median household income, higher than 94% of U.S. ZIP codes.
- What is the average rent in ZIP Code 95401?
- The median gross rent in ZIP Code 95401 is $2,081 a month, higher than 95% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 95401?
- Home prices in ZIP Code 95401 have moved 23% over the past five years (3.3% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 95401?
- ZIP Code 95401 averages 58.1°F year-round, summer highs near 83.1°F, winter lows around 37.9°F (NOAA 1991–2020 normals).
- Is ZIP Code 95401 at risk of flooding or natural disasters?
- ZIP Code 95401's FEMA National Risk Index score is 95.7 (higher than 94% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake. Modeled coastal-flood loss is negligible.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →