The basics
Total Population
22,744
Median Age
45.5
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$788,000
Median Property Tax
$5,324
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
6.66
Median Rent
$2,334
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
22%
Appreciation 1yr %
-0.48%
Pandemic Gain %
19%
Recession Drop %
-38%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
81.6
Winter Avg Low (°F)
38.9
Avg Temperature (°F)
59
Hot Days/yr (>90°F)
25.8
Freezing Days/yr (<32°F)
14.9
Annual Precipitation (in)
35.3
Annual Snowfall (in)
0
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
94.8
EAL Flood/Coastal per $1K
0
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 95405: frequently asked questions
- What is the median home value in ZIP Code 95405?
- The median home value in ZIP Code 95405 is $788,000, higher than 96% of U.S. ZIP codes.
- How much is property tax in ZIP Code 95405?
- The median annual property tax in ZIP Code 95405 is $5,324, an effective rate of 1% of home value.
- Is ZIP Code 95405 expensive to live in?
- Homes in ZIP Code 95405 cost about 6.66× the median household income, higher than 94% of U.S. ZIP codes.
- What is the average rent in ZIP Code 95405?
- The median gross rent in ZIP Code 95405 is $2,334 a month, higher than 97% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 95405?
- Home prices in ZIP Code 95405 have moved 22% over the past five years (-0.48% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 95405?
- ZIP Code 95405 averages 59°F year-round, summer highs near 81.6°F, winter lows around 38.9°F (NOAA 1991–2020 normals).
- Is ZIP Code 95405 at risk of flooding or natural disasters?
- ZIP Code 95405's FEMA National Risk Index score is 94.8 (higher than 92% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake. Modeled coastal-flood loss is negligible.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →