The basics
Total Population
42,036
Median Age
34.4
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$627,100
Median Property Tax
$4,502
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
7.57
Median Rent
$1,867
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
26%
Appreciation 1yr %
0.53%
Pandemic Gain %
24%
Recession Drop %
-52%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
81.6
Winter Avg Low (°F)
38.9
Avg Temperature (°F)
59
Hot Days/yr (>90°F)
25.8
Freezing Days/yr (<32°F)
14.9
Annual Precipitation (in)
36.8
Annual Snowfall (in)
0
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
94.6
EAL Flood/Coastal per $1K
0
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 95407: frequently asked questions
- What is the median home value in ZIP Code 95407?
- The median home value in ZIP Code 95407 is $627,100, higher than 92% of U.S. ZIP codes.
- How much is property tax in ZIP Code 95407?
- The median annual property tax in ZIP Code 95407 is $4,502, an effective rate of 1% of home value.
- Is ZIP Code 95407 expensive to live in?
- Homes in ZIP Code 95407 cost about 7.57× the median household income, higher than 96% of U.S. ZIP codes.
- What is the average rent in ZIP Code 95407?
- The median gross rent in ZIP Code 95407 is $1,867 a month, higher than 91% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 95407?
- Home prices in ZIP Code 95407 have moved 26% over the past five years (0.53% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 95407?
- ZIP Code 95407 averages 59°F year-round, summer highs near 81.6°F, winter lows around 38.9°F (NOAA 1991–2020 normals).
- Is ZIP Code 95407 at risk of flooding or natural disasters?
- ZIP Code 95407's FEMA National Risk Index score is 94.6 (higher than 92% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake. Modeled coastal-flood loss is negligible.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →