The basics
Total Population
4,607
Median Age
53.2
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$610,600
Median Property Tax
$5,213
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
7.11
Median Rent
$1,530
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
20%
Appreciation 1yr %
4.3%
Pandemic Gain %
25%
Recession Drop %
-41%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
77.6
Winter Avg Low (°F)
42
Avg Temperature (°F)
57.6
Hot Days/yr (>90°F)
14.9
Freezing Days/yr (<32°F)
3.3
Annual Precipitation (in)
42.9
Annual Snowfall (in)
0
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
90
EAL Flood/Coastal per $1K
0
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 95446: frequently asked questions
- What is the median home value in ZIP Code 95446?
- The median home value in ZIP Code 95446 is $610,600, higher than 92% of U.S. ZIP codes.
- How much is property tax in ZIP Code 95446?
- The median annual property tax in ZIP Code 95446 is $5,213, an effective rate of 1% of home value.
- Is ZIP Code 95446 expensive to live in?
- Homes in ZIP Code 95446 cost about 7.11× the median household income, higher than 95% of U.S. ZIP codes.
- What is the average rent in ZIP Code 95446?
- The median gross rent in ZIP Code 95446 is $1,530 a month, higher than 83% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 95446?
- Home prices in ZIP Code 95446 have moved 20% over the past five years (4.3% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 95446?
- ZIP Code 95446 averages 57.6°F year-round, summer highs near 77.6°F, winter lows around 42°F (NOAA 1991–2020 normals).
- Is ZIP Code 95446 at risk of flooding or natural disasters?
- ZIP Code 95446's FEMA National Risk Index score is 90 (higher than 85% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake. Modeled coastal-flood loss is negligible.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →