The basics
Total Population
1,203
Median Age
57.7
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$1,079,500
Median Property Tax
$7,138
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
8.94
Median Rent
$1,633
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
25%
Pandemic Gain %
25%
Recession Drop %
-39%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
77.6
Winter Avg Low (°F)
42
Avg Temperature (°F)
57.6
Hot Days/yr (>90°F)
14.9
Freezing Days/yr (<32°F)
3.3
Annual Precipitation (in)
53.8
Annual Snowfall (in)
0
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
64.6
EAL Flood/Coastal per $1K
0.01
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 95465: frequently asked questions
- What is the median home value in ZIP Code 95465?
- The median home value in ZIP Code 95465 is $1,079,500, higher than 98% of U.S. ZIP codes.
- How much is property tax in ZIP Code 95465?
- The median annual property tax in ZIP Code 95465 is $7,138, an effective rate of 1% of home value.
- Is ZIP Code 95465 expensive to live in?
- Homes in ZIP Code 95465 cost about 8.94× the median household income, higher than 98% of U.S. ZIP codes.
- What is the average rent in ZIP Code 95465?
- The median gross rent in ZIP Code 95465 is $1,633 a month, higher than 86% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 95465?
- Home prices in ZIP Code 95465 have moved 25% over the past five years, per the FHFA House Price Index.
- What is the weather like in ZIP Code 95465?
- ZIP Code 95465 averages 57.6°F year-round, summer highs near 77.6°F, winter lows around 42°F (NOAA 1991–2020 normals).
- Is ZIP Code 95465 at risk of flooding or natural disasters?
- ZIP Code 95465's FEMA National Risk Index score is 64.6 (near the U.S. ZIP codes median). Its greatest modeled natural hazard is earthquake. Expected annual loss from flooding is 0.01 per $1,000 of building value.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →