The basics
Total Population
44,855
Median Age
43.3
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$651,400
Median Property Tax
$4,522
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
5.63
Median Rent
$1,983
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
34%
Appreciation 1yr %
1.6%
Pandemic Gain %
34%
Recession Drop %
-44%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
92.3
Winter Avg Low (°F)
41.8
Avg Temperature (°F)
63.4
Hot Days/yr (>90°F)
89.9
Freezing Days/yr (<32°F)
4
Annual Precipitation (in)
20.9
Annual Snowfall (in)
0
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
29.2
EAL Flood/Coastal per $1K
0
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 95628: frequently asked questions
- What is the median home value in ZIP Code 95628?
- The median home value in ZIP Code 95628 is $651,400, higher than 93% of U.S. ZIP codes.
- How much is property tax in ZIP Code 95628?
- The median annual property tax in ZIP Code 95628 is $4,522, an effective rate of 1% of home value.
- Is ZIP Code 95628 expensive to live in?
- Homes in ZIP Code 95628 cost about 5.63× the median household income, higher than 89% of U.S. ZIP codes.
- What is the average rent in ZIP Code 95628?
- The median gross rent in ZIP Code 95628 is $1,983 a month, higher than 93% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 95628?
- Home prices in ZIP Code 95628 have moved 34% over the past five years (1.6% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 95628?
- ZIP Code 95628 averages 63.4°F year-round, summer highs near 92.3°F, winter lows around 41.8°F (NOAA 1991–2020 normals).
- Is ZIP Code 95628 at risk of flooding or natural disasters?
- ZIP Code 95628's FEMA National Risk Index score is 29.2 (lower than 85% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake. Modeled coastal-flood loss is negligible.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →