The basics
Total Population
46,569
Median Age
38.1
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$466,000
Median Property Tax
$3,140
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
5.37
Median Rent
$1,717
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
37%
Appreciation 1yr %
-0.2%
Pandemic Gain %
42%
Recession Drop %
-49%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
90.8
Winter Avg Low (°F)
39.7
Avg Temperature (°F)
61.8
Hot Days/yr (>90°F)
75.6
Freezing Days/yr (<32°F)
15.4
Annual Precipitation (in)
18.1
Annual Snowfall (in)
0
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
16.2
EAL Flood/Coastal per $1K
0
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 95822: frequently asked questions
- What is the median home value in ZIP Code 95822?
- The median home value in ZIP Code 95822 is $466,000, higher than 86% of U.S. ZIP codes.
- How much is property tax in ZIP Code 95822?
- The median annual property tax in ZIP Code 95822 is $3,140, an effective rate of 1% of home value.
- Is ZIP Code 95822 expensive to live in?
- Homes in ZIP Code 95822 cost about 5.37× the median household income, higher than 88% of U.S. ZIP codes.
- What is the average rent in ZIP Code 95822?
- The median gross rent in ZIP Code 95822 is $1,717 a month, higher than 88% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 95822?
- Home prices in ZIP Code 95822 have moved 37% over the past five years (-0.2% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 95822?
- ZIP Code 95822 averages 61.8°F year-round, summer highs near 90.8°F, winter lows around 39.7°F (NOAA 1991–2020 normals).
- Is ZIP Code 95822 at risk of flooding or natural disasters?
- ZIP Code 95822's FEMA National Risk Index score is 16.2 (lower than 92% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake. Modeled coastal-flood loss is negligible.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →