The basics
Total Population
43,545
Median Age
41.9
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$642,700
Median Property Tax
$4,206
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
6.38
Median Rent
$1,982
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
37%
Appreciation 1yr %
1.3%
Pandemic Gain %
33%
Recession Drop %
-41%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
90.8
Winter Avg Low (°F)
39.7
Avg Temperature (°F)
61.8
Hot Days/yr (>90°F)
75.6
Freezing Days/yr (<32°F)
15.4
Annual Precipitation (in)
18.1
Annual Snowfall (in)
0
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
26.3
EAL Flood/Coastal per $1K
0
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 95831: frequently asked questions
- What is the median home value in ZIP Code 95831?
- The median home value in ZIP Code 95831 is $642,700, higher than 93% of U.S. ZIP codes.
- How much is property tax in ZIP Code 95831?
- The median annual property tax in ZIP Code 95831 is $4,206, an effective rate of 1% of home value.
- Is ZIP Code 95831 expensive to live in?
- Homes in ZIP Code 95831 cost about 6.38× the median household income, higher than 93% of U.S. ZIP codes.
- What is the average rent in ZIP Code 95831?
- The median gross rent in ZIP Code 95831 is $1,982 a month, higher than 93% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 95831?
- Home prices in ZIP Code 95831 have moved 37% over the past five years (1.3% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 95831?
- ZIP Code 95831 averages 61.8°F year-round, summer highs near 90.8°F, winter lows around 39.7°F (NOAA 1991–2020 normals).
- Is ZIP Code 95831 at risk of flooding or natural disasters?
- ZIP Code 95831's FEMA National Risk Index score is 26.3 (lower than 87% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake. Modeled coastal-flood loss is negligible.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →