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ZIP Code 95638

Sacramento, California

FIPS 95638

Juniper

ZIP Code 95638 is in the top 31% nationally for appreciation 1yr %, but in the bottom 4% nationally for price-to-income ratio. It also sits in the 95th percentile nationally for median home value. And it sits in the 87th percentile nationally for median rent.

Median Home Value

$713,600

Higher than 95% of U.S. ZIP codes

HPI Growth 5yr %

34%

Higher than 58% of U.S. ZIP codes

FEMA Risk Score

74.2

Higher than 62% of U.S. ZIP codes

The basics

Total Population

2,517

Median Age

47.9

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$713,600

Higher than 95%

Median Property Tax

$2,891

Effective Tax Rate

0%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

7.8

Higher than 96%

Median Rent

$1,670

Higher than 87%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

34%

Higher than 58%

Appreciation 1yr %

0.93%

Higher than 69%

Pandemic Gain %

35%

Recession Drop %

-52%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

92.1

Winter Avg Low (°F)

41.1

Avg Temperature (°F)

62.5

Hot Days/yr (>90°F)

86.8

Freezing Days/yr (<32°F)

6.9

Annual Precipitation (in)

17.8

Annual Snowfall (in)

0

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

74.2

Higher than 62%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 95638: frequently asked questions

What is the median home value in ZIP Code 95638?
The median home value in ZIP Code 95638 is $713,600, higher than 95% of U.S. ZIP codes.
How much is property tax in ZIP Code 95638?
The median annual property tax in ZIP Code 95638 is $2,891, an effective rate of 0% of home value.
Is ZIP Code 95638 expensive to live in?
Homes in ZIP Code 95638 cost about 7.8× the median household income, higher than 96% of U.S. ZIP codes.
What is the average rent in ZIP Code 95638?
The median gross rent in ZIP Code 95638 is $1,670 a month, higher than 87% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 95638?
Home prices in ZIP Code 95638 have moved 34% over the past five years (0.93% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 95638?
ZIP Code 95638 averages 62.5°F year-round, summer highs near 92.1°F, winter lows around 41.1°F (NOAA 1991–2020 normals).
Is ZIP Code 95638 at risk of flooding or natural disasters?
ZIP Code 95638's FEMA National Risk Index score is 74.2 (higher than 62% of U.S. ZIP codes). Its greatest modeled natural hazard is wildfire. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →