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ZIP Code 95816

Sacramento, California

FIPS 95816

Juniper

ZIP Code 95816 is in the top 20% nationally for FEMA risk score, but in the bottom 2% nationally for price-to-income ratio. It also sits in the 96th percentile nationally for median home value. And it sits in the 90th percentile nationally for median rent.

Median Home Value

$839,700

Higher than 96% of U.S. ZIP codes

HPI Growth 5yr %

23%

Near the U.S. ZIP codes median

FEMA Risk Score

36.9

Lower than 80% of U.S. ZIP codes

The basics

Total Population

19,225

Median Age

37

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$839,700

Higher than 96%

Median Property Tax

$5,595

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

9.24

Higher than 98%

Median Rent

$1,779

Higher than 90%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

23%

Near median

Appreciation 1yr %

1.7%

Higher than 71%

Pandemic Gain %

22%

Recession Drop %

-26%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

92.3

Winter Avg Low (°F)

41.8

Avg Temperature (°F)

63.4

Hot Days/yr (>90°F)

89.9

Freezing Days/yr (<32°F)

4

Annual Precipitation (in)

20.4

Annual Snowfall (in)

0

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

36.9

Lower than 80%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 95816: frequently asked questions

What is the median home value in ZIP Code 95816?
The median home value in ZIP Code 95816 is $839,700, higher than 96% of U.S. ZIP codes.
How much is property tax in ZIP Code 95816?
The median annual property tax in ZIP Code 95816 is $5,595, an effective rate of 1% of home value.
Is ZIP Code 95816 expensive to live in?
Homes in ZIP Code 95816 cost about 9.24× the median household income, higher than 98% of U.S. ZIP codes.
What is the average rent in ZIP Code 95816?
The median gross rent in ZIP Code 95816 is $1,779 a month, higher than 90% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 95816?
Home prices in ZIP Code 95816 have moved 23% over the past five years (1.7% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 95816?
ZIP Code 95816 averages 63.4°F year-round, summer highs near 92.3°F, winter lows around 41.8°F (NOAA 1991–2020 normals).
Is ZIP Code 95816 at risk of flooding or natural disasters?
ZIP Code 95816's FEMA National Risk Index score is 36.9 (lower than 80% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →