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ZIP Code 04401

Penobscot, Maine

ZCTA 04401

Juniper

ZIP Code 04401 is in the lowest 21% nationally for FEMA risk score. It also sits in the highest 19% nationally for home price growth over five years. And it sits in the highest 33% nationally for home price growth over the past year.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$299,726

Lower than 59% of U.S. ZIP codes
Home Price Growth, Past Five Years

66%

Higher than 81% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

40.6

Lower than 79% of U.S. ZIP codes

The boundary of ZIP Code 04401, in Penobscot, Maine.

The basics

Total Population

44,854

Median Age

41.4

Population Density

448.31

Home values & property tax

Median Property Tax

$3,002

Property Tax Rateyearly tax as a share of home value

1.3%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

3.58×

Higher than 63% of U.S. ZIP codes
Median Income

$66,932

Lower than 58% of U.S. ZIP codes
Median Rent

$1,076

Near the U.S. ZIP codes median

Home prices & appreciation

Home Price Growth, Past Year

5.5%

Higher than 67% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

57%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

15%

Climate & weather

Summer Avg High (°F)

78.2

Winter Avg Low (°F)

12.4

Avg Temperature (°F)

45

Hot Days/yr (>90°F)

6.1

Freezing Days/yr (<32°F)

160.9

Annual Precipitation (in)

41.7

Annual Snowfall (in)

74.6

Flood & disaster risk

Coastal Flood Loss per $1,000

$0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 04401: frequently asked questions

What is the typical home value in ZIP Code 04401?
The estimated median home value in ZIP Code 04401 today is $299,726, lower than 59% of U.S. ZIP codes.
How much is property tax in ZIP Code 04401?
The median annual property tax in ZIP Code 04401 is $3,002, an effective rate of 1.3% of home value.
Is ZIP Code 04401 expensive to live in?
Homes in ZIP Code 04401 cost about 3.58× the median household income, higher than 63% of U.S. ZIP codes.
What is the average rent in ZIP Code 04401?
The median gross rent in ZIP Code 04401 is $1,076 a month, near the U.S. ZIP codes median.
How much have home prices grown in ZIP Code 04401?
Home prices in ZIP Code 04401 have moved 66% over the past five years (5.5% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 04401?
ZIP Code 04401 has a population of 44,854, about 448.31 people per square mile, per the U.S. Census American Community Survey. The median age is 41.4.
What is the weather like in ZIP Code 04401?
ZIP Code 04401 averages 45°F year-round, summer highs near 78.2°F, winter lows around 12.4°F (NOAA 1991–2020 normals). It sees about 74.6 inches of snow a year.
Is ZIP Code 04401 at risk of flooding or natural disasters?
ZIP Code 04401's FEMA National Risk Index score is 40.6 (lower than 79% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding. Expected annual loss from flooding is $0 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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