The basics
Total Population
44,854
Median Age
41.4
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$239,900
Median Property Tax
$3,002
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.58
Median Rent
$1,076
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
66%
Appreciation 1yr %
5.5%
Pandemic Gain %
57%
Recession Drop %
-15%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
78.2
Winter Avg Low (°F)
12.4
Avg Temperature (°F)
45
Hot Days/yr (>90°F)
6.1
Freezing Days/yr (<32°F)
160.9
Annual Precipitation (in)
41.7
Annual Snowfall (in)
74.6
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
45.3
EAL Flood/Coastal per $1K
0
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 04401: frequently asked questions
- What is the median home value in ZIP Code 04401?
- The median home value in ZIP Code 04401 is $239,900, higher than 59% of U.S. ZIP codes.
- How much is property tax in ZIP Code 04401?
- The median annual property tax in ZIP Code 04401 is $3,002, an effective rate of 1% of home value.
- Is ZIP Code 04401 expensive to live in?
- Homes in ZIP Code 04401 cost about 3.58× the median household income, higher than 67% of U.S. ZIP codes.
- What is the average rent in ZIP Code 04401?
- The median gross rent in ZIP Code 04401 is $1,076 a month, higher than 65% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 04401?
- Home prices in ZIP Code 04401 have moved 66% over the past five years (5.5% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 04401?
- ZIP Code 04401 averages 45°F year-round, summer highs near 78.2°F, winter lows around 12.4°F (NOAA 1991–2020 normals). It sees about 74.6 inches of snow a year.
- Is ZIP Code 04401 at risk of flooding or natural disasters?
- ZIP Code 04401's FEMA National Risk Index score is 45.3 (lower than 72% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Modeled coastal-flood loss is negligible.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →