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ZIP Code 04412

Penobscot, Maine

ZCTA 04412

Juniper

ZIP Code 04412 is in the lowest 9% nationally for FEMA risk score. It also sits in the highest 25% nationally for home price growth over five years. And it sits in the lowest 27% nationally for home price growth over the past year.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$293,895

Lower than 61% of U.S. ZIP codes
Home Price Growth, Past Five Years

62%

Higher than 75% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

25.1

Lower than 91% of U.S. ZIP codes

The boundary of ZIP Code 04412, in Penobscot, Maine.

The basics

Total Population

9,652

Median Age

40.1

Population Density

633.41

Home values & property tax

Median Property Tax

$3,374

Property Tax Rateyearly tax as a share of home value

1.4%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

3.68×

Higher than 65% of U.S. ZIP codes
Median Income

$66,613

Lower than 59% of U.S. ZIP codes
Median Rent

$1,086

Near the U.S. ZIP codes median

Home prices & appreciation

Home Price Growth, Past Year

0.47%

Lower than 73% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

53%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

12%

Climate & weather

Summer Avg High (°F)

78.2

Winter Avg Low (°F)

12.4

Avg Temperature (°F)

45

Hot Days/yr (>90°F)

6.1

Freezing Days/yr (<32°F)

160.9

Annual Precipitation (in)

41.7

Annual Snowfall (in)

74.6

Flood & disaster risk

Coastal Flood Loss per $1,000

$0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 04412: frequently asked questions

What is the typical home value in ZIP Code 04412?
The estimated median home value in ZIP Code 04412 today is $293,895, lower than 61% of U.S. ZIP codes.
How much is property tax in ZIP Code 04412?
The median annual property tax in ZIP Code 04412 is $3,374, an effective rate of 1.4% of home value.
Is ZIP Code 04412 expensive to live in?
Homes in ZIP Code 04412 cost about 3.68× the median household income, higher than 65% of U.S. ZIP codes.
What is the average rent in ZIP Code 04412?
The median gross rent in ZIP Code 04412 is $1,086 a month, near the U.S. ZIP codes median.
How much have home prices grown in ZIP Code 04412?
Home prices in ZIP Code 04412 have moved 62% over the past five years (0.47% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 04412?
ZIP Code 04412 has a population of 9,652, about 633.41 people per square mile, per the U.S. Census American Community Survey. The median age is 40.1.
What is the weather like in ZIP Code 04412?
ZIP Code 04412 averages 45°F year-round, summer highs near 78.2°F, winter lows around 12.4°F (NOAA 1991–2020 normals). It sees about 74.6 inches of snow a year.
Is ZIP Code 04412 at risk of flooding or natural disasters?
ZIP Code 04412's FEMA National Risk Index score is 25.1 (lower than 91% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding. Expected annual loss from flooding is $0 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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