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ZIP Code 04412

Penobscot, Maine

FIPS 04412

Juniper

ZIP Code 04412 is in the top 12% nationally for FEMA risk score, but in the bottom 31% nationally for price-to-income ratio. It also sits in the top 12% nationally for HPI growth 5yr %. And it sits in the top 33% nationally for appreciation 1yr %.

Median Home Value

$245,300

Higher than 60% of U.S. ZIP codes

HPI Growth 5yr %

62%

Higher than 88% of U.S. ZIP codes

FEMA Risk Score

24.4

Lower than 88% of U.S. ZIP codes

The basics

Total Population

9,652

Median Age

40.1

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$245,300

Higher than 60%

Median Property Tax

$3,374

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.68

Higher than 69%

Median Rent

$1,086

Higher than 65%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

62%

Higher than 88%

Appreciation 1yr %

0.47%

Higher than 67%

Pandemic Gain %

53%

Recession Drop %

-12%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

78.2

Winter Avg Low (°F)

12.4

Avg Temperature (°F)

45

Hot Days/yr (>90°F)

6.1

Freezing Days/yr (<32°F)

160.9

Annual Precipitation (in)

41.7

Annual Snowfall (in)

74.6

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

24.4

Lower than 88%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 04412: frequently asked questions

What is the median home value in ZIP Code 04412?
The median home value in ZIP Code 04412 is $245,300, higher than 60% of U.S. ZIP codes.
How much is property tax in ZIP Code 04412?
The median annual property tax in ZIP Code 04412 is $3,374, an effective rate of 1% of home value.
Is ZIP Code 04412 expensive to live in?
Homes in ZIP Code 04412 cost about 3.68× the median household income, higher than 69% of U.S. ZIP codes.
What is the average rent in ZIP Code 04412?
The median gross rent in ZIP Code 04412 is $1,086 a month, higher than 65% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 04412?
Home prices in ZIP Code 04412 have moved 62% over the past five years (0.47% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 04412?
ZIP Code 04412 averages 45°F year-round, summer highs near 78.2°F, winter lows around 12.4°F (NOAA 1991–2020 normals). It sees about 74.6 inches of snow a year.
Is ZIP Code 04412 at risk of flooding or natural disasters?
ZIP Code 04412's FEMA National Risk Index score is 24.4 (lower than 88% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →