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ZIP Code 04474

Penobscot, Maine

ZCTA 04474

Juniper

ZIP Code 04474 is in the lowest 2% nationally for FEMA risk score. It also sits in the highest 4% nationally for home price growth over the past year. And it sits in the highest 7% nationally for home price growth over five years.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$405,223

Higher than 61% of U.S. ZIP codes
Home Price Growth, Past Five Years

75%

Higher than 93% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

13

Lower than 98% of U.S. ZIP codes

The boundary of ZIP Code 04474, in Penobscot, Maine.

The basics

Total Population

3,853

Median Age

49.5

Population Density

154.17

Home values & property tax

Median Property Tax

$2,823

Property Tax Rateyearly tax as a share of home value

0.91%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

3.27×

Near the U.S. ZIP codes median
Median Income

$94,556

Higher than 77% of U.S. ZIP codes
Median Rent

$1,167

Higher than 62% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

16%

Higher than 96% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

72%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

17%

Climate & weather

Summer Avg High (°F)

78.2

Winter Avg Low (°F)

12.4

Avg Temperature (°F)

45

Hot Days/yr (>90°F)

6.1

Freezing Days/yr (<32°F)

160.9

Annual Precipitation (in)

49.3

Annual Snowfall (in)

74.6

Flood & disaster risk

Coastal Flood Loss per $1,000

$0.02

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 04474: frequently asked questions

What is the typical home value in ZIP Code 04474?
The estimated median home value in ZIP Code 04474 today is $405,223, higher than 61% of U.S. ZIP codes.
How much is property tax in ZIP Code 04474?
The median annual property tax in ZIP Code 04474 is $2,823, an effective rate of 0.91% of home value.
Is ZIP Code 04474 expensive to live in?
Homes in ZIP Code 04474 cost about 3.27× the median household income, near the U.S. ZIP codes median.
What is the average rent in ZIP Code 04474?
The median gross rent in ZIP Code 04474 is $1,167 a month, higher than 62% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 04474?
Home prices in ZIP Code 04474 have moved 75% over the past five years (16% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 04474?
ZIP Code 04474 has a population of 3,853, about 154.17 people per square mile, per the U.S. Census American Community Survey. The median age is 49.5.
What is the weather like in ZIP Code 04474?
ZIP Code 04474 averages 45°F year-round, summer highs near 78.2°F, winter lows around 12.4°F (NOAA 1991–2020 normals). It sees about 74.6 inches of snow a year.
Is ZIP Code 04474 at risk of flooding or natural disasters?
ZIP Code 04474's FEMA National Risk Index score is 13 (lower than 98% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding. Expected annual loss from flooding is $0.02 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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