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ZIP Code 04428

Penobscot, Maine

ZCTA 04428

Juniper

ZIP Code 04428 is in the lowest 31% nationally for FEMA risk score. It also sits in the lowest 7% nationally for home price growth over the past year. And it sits in the highest 36% nationally for home price growth over five years.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$304,538

Lower than 58% of U.S. ZIP codes
Home Price Growth, Past Five Years

57%

Higher than 64% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

50.3

Lower than 69% of U.S. ZIP codes

The boundary of ZIP Code 04428, in Penobscot, Maine.

The basics

Total Population

3,334

Median Age

54.1

Population Density

56.02

Home values & property tax

Median Property Tax

$2,469

Property Tax Rateyearly tax as a share of home value

1%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

3.36×

Higher than 57% of U.S. ZIP codes
Median Income

$72,857

Near the U.S. ZIP codes median
Median Rent

$1,145

Higher than 60% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

-5.2%

Lower than 93% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

42%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

14%

Climate & weather

Summer Avg High (°F)

78.6

Winter Avg Low (°F)

14

Avg Temperature (°F)

45.1

Hot Days/yr (>90°F)

8.9

Freezing Days/yr (<32°F)

163.9

Annual Precipitation (in)

46.6

Annual Snowfall (in)

74.6

Flood & disaster risk

Coastal Flood Loss per $1,000

$0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 04428: frequently asked questions

What is the typical home value in ZIP Code 04428?
The estimated median home value in ZIP Code 04428 today is $304,538, lower than 58% of U.S. ZIP codes.
How much is property tax in ZIP Code 04428?
The median annual property tax in ZIP Code 04428 is $2,469, an effective rate of 1% of home value.
Is ZIP Code 04428 expensive to live in?
Homes in ZIP Code 04428 cost about 3.36× the median household income, higher than 57% of U.S. ZIP codes.
What is the average rent in ZIP Code 04428?
The median gross rent in ZIP Code 04428 is $1,145 a month, higher than 60% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 04428?
Home prices in ZIP Code 04428 have moved 57% over the past five years (-5.2% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 04428?
ZIP Code 04428 has a population of 3,334, about 56.02 people per square mile, per the U.S. Census American Community Survey. The median age is 54.1.
What is the weather like in ZIP Code 04428?
ZIP Code 04428 averages 45.1°F year-round, summer highs near 78.6°F, winter lows around 14°F (NOAA 1991–2020 normals). It sees about 74.6 inches of snow a year.
Is ZIP Code 04428 at risk of flooding or natural disasters?
ZIP Code 04428's FEMA National Risk Index score is 50.3 (lower than 69% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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