The basics
Total Population
438
Median Age
52.8
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$316,700
Higher than 72%
Median Property Tax
$2,420
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.67
Higher than 69%
Median Rent
$2,125
Higher than 95%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
77.2
Winter Avg Low (°F)
18.3
Avg Temperature (°F)
47.3
Hot Days/yr (>90°F)
3.2
Freezing Days/yr (<32°F)
141
Annual Precipitation (in)
55.5
Annual Snowfall (in)
71.5
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
19
Lower than 91%
EAL Flood/Coastal per $1K
0.21
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 04685: frequently asked questions
- What is the median home value in ZIP Code 04685?
- The median home value in ZIP Code 04685 is $316,700, higher than 72% of U.S. ZIP codes.
- How much is property tax in ZIP Code 04685?
- The median annual property tax in ZIP Code 04685 is $2,420, an effective rate of 1% of home value.
- Is ZIP Code 04685 expensive to live in?
- Homes in ZIP Code 04685 cost about 3.67× the median household income, higher than 69% of U.S. ZIP codes.
- What is the average rent in ZIP Code 04685?
- The median gross rent in ZIP Code 04685 is $2,125 a month, higher than 95% of U.S. ZIP codes.
- What is the weather like in ZIP Code 04685?
- ZIP Code 04685 averages 47.3°F year-round, summer highs near 77.2°F, winter lows around 18.3°F (NOAA 1991–2020 normals). It sees about 71.5 inches of snow a year.
- Is ZIP Code 04685 at risk of flooding or natural disasters?
- ZIP Code 04685's FEMA National Risk Index score is 19 (lower than 91% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Expected annual loss from flooding is 0.21 per $1,000 of building value.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →