The basics
Total Population
647
Median Age
50.3
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$193,400
Near median
Median Property Tax
$3,804
Effective Tax Rate
2%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
2.72
Lower than 56%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
74.4
Winter Avg Low (°F)
7.9
Avg Temperature (°F)
41.4
Hot Days/yr (>90°F)
0.3
Freezing Days/yr (<32°F)
183.4
Annual Precipitation (in)
43.1
Annual Snowfall (in)
88.8
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
32
Lower than 83%
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 05086: frequently asked questions
- What is the median home value in ZIP Code 05086?
- The median home value in ZIP Code 05086 is $193,400, near the U.S. ZIP codes median.
- How much is property tax in ZIP Code 05086?
- The median annual property tax in ZIP Code 05086 is $3,804, an effective rate of 2% of home value.
- Is ZIP Code 05086 expensive to live in?
- Homes in ZIP Code 05086 cost about 2.72× the median household income, lower than 56% of U.S. ZIP codes.
- What is the weather like in ZIP Code 05086?
- ZIP Code 05086 averages 41.4°F year-round, summer highs near 74.4°F, winter lows around 7.9°F (NOAA 1991–2020 normals). It sees about 88.8 inches of snow a year.
- Is ZIP Code 05086 at risk of flooding or natural disasters?
- ZIP Code 05086's FEMA National Risk Index score is 32 (lower than 83% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →