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ZIP Code 21009

Harford, Maryland

FIPS 21009

Juniper

ZIP Code 21009 is in the top 7% nationally for FEMA risk score. It also sits in the 91th percentile nationally for median rent. And it sits in the top 20% nationally for appreciation 1yr %.

Median Home Value

$357,100

Higher than 77% of U.S. ZIP codes

HPI Growth 5yr %

46%

Higher than 68% of U.S. ZIP codes

FEMA Risk Score

12.8

Lower than 93% of U.S. ZIP codes

The basics

Total Population

33,679

Median Age

36.2

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$357,100

Higher than 77%

Median Property Tax

$3,146

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.94

Near median

Median Rent

$1,838

Higher than 91%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

46%

Higher than 68%

Appreciation 1yr %

4.1%

Higher than 80%

Pandemic Gain %

44%

Recession Drop %

-20%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

84.3

Winter Avg Low (°F)

27.5

Avg Temperature (°F)

55.2

Hot Days/yr (>90°F)

25.8

Freezing Days/yr (<32°F)

83.2

Annual Precipitation (in)

50.5

Annual Snowfall (in)

28.8

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

12.8

Lower than 93%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 21009: frequently asked questions

What is the median home value in ZIP Code 21009?
The median home value in ZIP Code 21009 is $357,100, higher than 77% of U.S. ZIP codes.
How much is property tax in ZIP Code 21009?
The median annual property tax in ZIP Code 21009 is $3,146, an effective rate of 1% of home value.
Is ZIP Code 21009 expensive to live in?
Homes in ZIP Code 21009 cost about 2.94× the median household income, near the U.S. ZIP codes median.
What is the average rent in ZIP Code 21009?
The median gross rent in ZIP Code 21009 is $1,838 a month, higher than 91% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 21009?
Home prices in ZIP Code 21009 have moved 46% over the past five years (4.1% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 21009?
ZIP Code 21009 averages 55.2°F year-round, summer highs near 84.3°F, winter lows around 27.5°F (NOAA 1991–2020 normals). It sees about 28.8 inches of snow a year.
Is ZIP Code 21009 at risk of flooding or natural disasters?
ZIP Code 21009's FEMA National Risk Index score is 12.8 (lower than 93% of U.S. ZIP codes). Its greatest modeled natural hazard is heat_wave. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →