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ZIP Code 21154

Harford, Maryland

ZCTA 21154

Juniper

ZIP Code 21154 is in the lowest 23% nationally for FEMA risk score. It also sits in the lowest 7% nationally for home price growth over the past year. And it sits in the highest 19% nationally for home price against income.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$486,665

Higher than 73% of U.S. ZIP codes
Home Price Growth, Past Five Years

40%

Lower than 80% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

42.7

Lower than 77% of U.S. ZIP codes

The boundary of ZIP Code 21154, in Harford, Maryland.

The basics

Total Population

6,544

Median Age

50

Population Density

166.33

Home values & property tax

Median Property Tax

$3,579

Property Tax Rateyearly tax as a share of home value

0.79%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

4.66×

Higher than 81% of U.S. ZIP codes
Median Income

$97,658

Higher than 79% of U.S. ZIP codes
Median Rent

$1,161

Higher than 62% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

-5.1%

Lower than 93% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

36%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

23%

Climate & weather

Summer Avg High (°F)

85.2

Winter Avg Low (°F)

27.3

Avg Temperature (°F)

55.4

Hot Days/yr (>90°F)

36.5

Freezing Days/yr (<32°F)

106.1

Annual Precipitation (in)

47.9

Annual Snowfall (in)

28.8

Flood & disaster risk

Coastal Flood Loss per $1,000

$0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 21154: frequently asked questions

What is the typical home value in ZIP Code 21154?
The estimated median home value in ZIP Code 21154 today is $486,665, higher than 73% of U.S. ZIP codes.
How much is property tax in ZIP Code 21154?
The median annual property tax in ZIP Code 21154 is $3,579, an effective rate of 0.79% of home value.
Is ZIP Code 21154 expensive to live in?
Homes in ZIP Code 21154 cost about 4.66× the median household income, higher than 81% of U.S. ZIP codes.
What is the average rent in ZIP Code 21154?
The median gross rent in ZIP Code 21154 is $1,161 a month, higher than 62% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 21154?
Home prices in ZIP Code 21154 have moved 40% over the past five years (-5.1% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 21154?
ZIP Code 21154 has a population of 6,544, about 166.33 people per square mile, per the U.S. Census American Community Survey. The median age is 50.
What is the weather like in ZIP Code 21154?
ZIP Code 21154 averages 55.4°F year-round, summer highs near 85.2°F, winter lows around 27.3°F (NOAA 1991–2020 normals). It sees about 28.8 inches of snow a year.
Is ZIP Code 21154 at risk of flooding or natural disasters?
ZIP Code 21154's FEMA National Risk Index score is 42.7 (lower than 77% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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