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ZIP Code 21085

Harford, Maryland

ZCTA 21085

Juniper

ZIP Code 21085 is in the lowest 9% nationally for FEMA risk score. It also sits in the highest 12% nationally for median income. And it sits in the highest 15% nationally for median rent.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$418,646

Higher than 64% of U.S. ZIP codes
Home Price Growth, Past Five Years

47%

Lower than 66% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

26

Lower than 91% of U.S. ZIP codes

The boundary of ZIP Code 21085, in Harford, Maryland.

The basics

Total Population

17,307

Median Age

42.3

Population Density

912.24

Home values & property tax

Median Property Tax

$2,854

Property Tax Rateyearly tax as a share of home value

0.82%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

3.07×

Near the U.S. ZIP codes median
Median Income

$113,714

Higher than 88% of U.S. ZIP codes
Median Rent

$1,734

Higher than 85% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

3.5%

Near the U.S. ZIP codes median
Pandemic Price Run-Up2019–20 low → 2022–23 peak

35%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

26%

Climate & weather

Summer Avg High (°F)

84.3

Winter Avg Low (°F)

27.5

Avg Temperature (°F)

55.2

Hot Days/yr (>90°F)

25.8

Freezing Days/yr (<32°F)

83.2

Annual Precipitation (in)

50

Annual Snowfall (in)

28.8

Flood & disaster risk

Coastal Flood Loss per $1,000

$0.01

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 21085: frequently asked questions

What is the typical home value in ZIP Code 21085?
The estimated median home value in ZIP Code 21085 today is $418,646, higher than 64% of U.S. ZIP codes.
How much is property tax in ZIP Code 21085?
The median annual property tax in ZIP Code 21085 is $2,854, an effective rate of 0.82% of home value.
Is ZIP Code 21085 expensive to live in?
Homes in ZIP Code 21085 cost about 3.07× the median household income, near the U.S. ZIP codes median.
What is the average rent in ZIP Code 21085?
The median gross rent in ZIP Code 21085 is $1,734 a month, higher than 85% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 21085?
Home prices in ZIP Code 21085 have moved 47% over the past five years (3.5% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 21085?
ZIP Code 21085 has a population of 17,307, about 912.24 people per square mile, per the U.S. Census American Community Survey. The median age is 42.3.
What is the weather like in ZIP Code 21085?
ZIP Code 21085 averages 55.2°F year-round, summer highs near 84.3°F, winter lows around 27.5°F (NOAA 1991–2020 normals). It sees about 28.8 inches of snow a year.
Is ZIP Code 21085 at risk of flooding or natural disasters?
ZIP Code 21085's FEMA National Risk Index score is 26 (lower than 91% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding. Expected annual loss from flooding is $0.01 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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