Back to Explorer

ZIP Code 21085

Harford, Maryland

FIPS 21085

Juniper

ZIP Code 21085 is in the top 16% nationally for FEMA risk score. It also sits in the 88th percentile nationally for median rent. And it sits in the top 22% nationally for appreciation 1yr %.

Median Home Value

$348,600

Higher than 76% of U.S. ZIP codes

HPI Growth 5yr %

47%

Higher than 69% of U.S. ZIP codes

FEMA Risk Score

31.3

Lower than 84% of U.S. ZIP codes

The basics

Total Population

17,307

Median Age

42.3

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$348,600

Higher than 76%

Median Property Tax

$2,854

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.07

Near median

Median Rent

$1,734

Higher than 88%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

47%

Higher than 69%

Appreciation 1yr %

3.5%

Higher than 78%

Pandemic Gain %

35%

Recession Drop %

-26%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

84.3

Winter Avg Low (°F)

27.5

Avg Temperature (°F)

55.2

Hot Days/yr (>90°F)

25.8

Freezing Days/yr (<32°F)

83.2

Annual Precipitation (in)

50

Annual Snowfall (in)

28.8

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

31.3

Lower than 84%

EAL Flood/Coastal per $1K

0.01

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 21085: frequently asked questions

What is the median home value in ZIP Code 21085?
The median home value in ZIP Code 21085 is $348,600, higher than 76% of U.S. ZIP codes.
How much is property tax in ZIP Code 21085?
The median annual property tax in ZIP Code 21085 is $2,854, an effective rate of 1% of home value.
Is ZIP Code 21085 expensive to live in?
Homes in ZIP Code 21085 cost about 3.07× the median household income, near the U.S. ZIP codes median.
What is the average rent in ZIP Code 21085?
The median gross rent in ZIP Code 21085 is $1,734 a month, higher than 88% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 21085?
Home prices in ZIP Code 21085 have moved 47% over the past five years (3.5% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 21085?
ZIP Code 21085 averages 55.2°F year-round, summer highs near 84.3°F, winter lows around 27.5°F (NOAA 1991–2020 normals). It sees about 28.8 inches of snow a year.
Is ZIP Code 21085 at risk of flooding or natural disasters?
ZIP Code 21085's FEMA National Risk Index score is 31.3 (lower than 84% of U.S. ZIP codes). Its greatest modeled natural hazard is heat_wave. Expected annual loss from flooding is 0.01 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →