The basics
Total Population
20,030
Median Age
46.8
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$385,600
Median Property Tax
$3,720
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.61
Median Rent
$1,433
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
51%
Appreciation 1yr %
-0.73%
Pandemic Gain %
36%
Recession Drop %
-21%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
85.2
Winter Avg Low (°F)
27.3
Avg Temperature (°F)
55.4
Hot Days/yr (>90°F)
36.5
Freezing Days/yr (<32°F)
106.1
Annual Precipitation (in)
47.6
Annual Snowfall (in)
18.1
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
32.4
EAL Flood/Coastal per $1K
0.01
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 21078: frequently asked questions
- What is the median home value in ZIP Code 21078?
- The median home value in ZIP Code 21078 is $385,600, higher than 80% of U.S. ZIP codes.
- How much is property tax in ZIP Code 21078?
- The median annual property tax in ZIP Code 21078 is $3,720, an effective rate of 1% of home value.
- Is ZIP Code 21078 expensive to live in?
- Homes in ZIP Code 21078 cost about 3.61× the median household income, higher than 68% of U.S. ZIP codes.
- What is the average rent in ZIP Code 21078?
- The median gross rent in ZIP Code 21078 is $1,433 a month, higher than 81% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 21078?
- Home prices in ZIP Code 21078 have moved 51% over the past five years (-0.73% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 21078?
- ZIP Code 21078 averages 55.4°F year-round, summer highs near 85.2°F, winter lows around 27.3°F (NOAA 1991–2020 normals). It sees about 18.1 inches of snow a year.
- Is ZIP Code 21078 at risk of flooding or natural disasters?
- ZIP Code 21078's FEMA National Risk Index score is 32.4 (lower than 83% of U.S. ZIP codes). Its greatest modeled natural hazard is heat_wave. Expected annual loss from flooding is 0.01 per $1,000 of building value.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →