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ZIP Code 21078

Harford, Maryland

FIPS 21078

Juniper

ZIP Code 21078 is in the top 17% nationally for FEMA risk score, but in the bottom 32% nationally for price-to-income ratio. It also sits in the 81th percentile nationally for median rent. And it sits in the 80th percentile nationally for median home value.

Median Home Value

$385,600

Higher than 80% of U.S. ZIP codes

HPI Growth 5yr %

51%

Higher than 74% of U.S. ZIP codes

FEMA Risk Score

32.4

Lower than 83% of U.S. ZIP codes

The basics

Total Population

20,030

Median Age

46.8

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$385,600

Higher than 80%

Median Property Tax

$3,720

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.61

Higher than 68%

Median Rent

$1,433

Higher than 81%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

51%

Higher than 74%

Appreciation 1yr %

-0.73%

Higher than 64%

Pandemic Gain %

36%

Recession Drop %

-21%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

85.2

Winter Avg Low (°F)

27.3

Avg Temperature (°F)

55.4

Hot Days/yr (>90°F)

36.5

Freezing Days/yr (<32°F)

106.1

Annual Precipitation (in)

47.6

Annual Snowfall (in)

18.1

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

32.4

Lower than 83%

EAL Flood/Coastal per $1K

0.01

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 21078: frequently asked questions

What is the median home value in ZIP Code 21078?
The median home value in ZIP Code 21078 is $385,600, higher than 80% of U.S. ZIP codes.
How much is property tax in ZIP Code 21078?
The median annual property tax in ZIP Code 21078 is $3,720, an effective rate of 1% of home value.
Is ZIP Code 21078 expensive to live in?
Homes in ZIP Code 21078 cost about 3.61× the median household income, higher than 68% of U.S. ZIP codes.
What is the average rent in ZIP Code 21078?
The median gross rent in ZIP Code 21078 is $1,433 a month, higher than 81% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 21078?
Home prices in ZIP Code 21078 have moved 51% over the past five years (-0.73% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 21078?
ZIP Code 21078 averages 55.4°F year-round, summer highs near 85.2°F, winter lows around 27.3°F (NOAA 1991–2020 normals). It sees about 18.1 inches of snow a year.
Is ZIP Code 21078 at risk of flooding or natural disasters?
ZIP Code 21078's FEMA National Risk Index score is 32.4 (lower than 83% of U.S. ZIP codes). Its greatest modeled natural hazard is heat_wave. Expected annual loss from flooding is 0.01 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →