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ZIP Code 28304

Cumberland, North Carolina

FIPS 28304

Juniper

ZIP Code 28304 is in the top 5% nationally for HPI growth 5yr %. It also sits in the 77th percentile nationally for median rent. And it sits in the top 26% nationally for FEMA risk score.

Median Home Value

$172,000

Lower than 59% of U.S. ZIP codes

HPI Growth 5yr %

72%

Higher than 95% of U.S. ZIP codes

FEMA Risk Score

43.4

Lower than 74% of U.S. ZIP codes

The basics

Total Population

37,140

Median Age

34.6

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$172,000

Lower than 59%

Median Property Tax

$1,803

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.94

Near median

Median Rent

$1,312

Higher than 77%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

72%

Higher than 95%

Appreciation 1yr %

0.89%

Higher than 69%

Pandemic Gain %

69%

Recession Drop %

-1.3%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

89.8

Winter Avg Low (°F)

35.5

Avg Temperature (°F)

63

Hot Days/yr (>90°F)

70.5

Freezing Days/yr (<32°F)

46.9

Annual Precipitation (in)

46

Annual Snowfall (in)

1.2

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

43.4

Lower than 74%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 28304: frequently asked questions

What is the median home value in ZIP Code 28304?
The median home value in ZIP Code 28304 is $172,000, lower than 59% of U.S. ZIP codes.
How much is property tax in ZIP Code 28304?
The median annual property tax in ZIP Code 28304 is $1,803, an effective rate of 1% of home value.
Is ZIP Code 28304 expensive to live in?
Homes in ZIP Code 28304 cost about 2.94× the median household income, near the U.S. ZIP codes median.
What is the average rent in ZIP Code 28304?
The median gross rent in ZIP Code 28304 is $1,312 a month, higher than 77% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 28304?
Home prices in ZIP Code 28304 have moved 72% over the past five years (0.89% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 28304?
ZIP Code 28304 averages 63°F year-round, summer highs near 89.8°F, winter lows around 35.5°F (NOAA 1991–2020 normals). It sees about 1.2 inches of snow a year.
Is ZIP Code 28304 at risk of flooding or natural disasters?
ZIP Code 28304's FEMA National Risk Index score is 43.4 (lower than 74% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →