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ZIP Code 28312

Cumberland, North Carolina

FIPS 28312

Juniper

ZIP Code 28312 is in the top 8% nationally for appreciation 1yr %. It also sits in the top 24% nationally for HPI growth 5yr %.

Median Home Value

$218,000

Near the U.S. ZIP codes median

HPI Growth 5yr %

52%

Higher than 76% of U.S. ZIP codes

FEMA Risk Score

59.4

Lower than 58% of U.S. ZIP codes

The basics

Total Population

19,793

Median Age

43.7

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$218,000

Near median

Median Property Tax

$1,732

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.22

Higher than 58%

Median Rent

$948

Near median

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

52%

Higher than 76%

Appreciation 1yr %

8.4%

Higher than 92%

Pandemic Gain %

41%

Recession Drop %

-3.5%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

89.8

Winter Avg Low (°F)

35.5

Avg Temperature (°F)

63

Hot Days/yr (>90°F)

70.5

Freezing Days/yr (<32°F)

46.9

Annual Precipitation (in)

47.6

Annual Snowfall (in)

1.2

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

59.4

Lower than 58%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 28312: frequently asked questions

What is the median home value in ZIP Code 28312?
The median home value in ZIP Code 28312 is $218,000, near the U.S. ZIP codes median.
How much is property tax in ZIP Code 28312?
The median annual property tax in ZIP Code 28312 is $1,732, an effective rate of 1% of home value.
Is ZIP Code 28312 expensive to live in?
Homes in ZIP Code 28312 cost about 3.22× the median household income, higher than 58% of U.S. ZIP codes.
What is the average rent in ZIP Code 28312?
The median gross rent in ZIP Code 28312 is $948 a month, near the U.S. ZIP codes median.
How much have home prices grown in ZIP Code 28312?
Home prices in ZIP Code 28312 have moved 52% over the past five years (8.4% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 28312?
ZIP Code 28312 averages 63°F year-round, summer highs near 89.8°F, winter lows around 35.5°F (NOAA 1991–2020 normals). It sees about 1.2 inches of snow a year.
Is ZIP Code 28312 at risk of flooding or natural disasters?
ZIP Code 28312's FEMA National Risk Index score is 59.4 (lower than 58% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →