The basics
Total Population
14,534
Median Age
35.5
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$397,300
Median Property Tax
$4,409
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
5.21
Median Rent
$1,661
Home prices & appreciation
Ranked against U.S. ZIP codes.
Recession Drop %
-16%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
89.7
Winter Avg Low (°F)
33.2
Avg Temperature (°F)
61.8
Hot Days/yr (>90°F)
60.7
Freezing Days/yr (<32°F)
58.4
Annual Precipitation (in)
55.9
Annual Snowfall (in)
1.7
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
90.2
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 38103: frequently asked questions
- What is the median home value in ZIP Code 38103?
- The median home value in ZIP Code 38103 is $397,300, higher than 81% of U.S. ZIP codes.
- How much is property tax in ZIP Code 38103?
- The median annual property tax in ZIP Code 38103 is $4,409, an effective rate of 1% of home value.
- Is ZIP Code 38103 expensive to live in?
- Homes in ZIP Code 38103 cost about 5.21× the median household income, higher than 87% of U.S. ZIP codes.
- What is the average rent in ZIP Code 38103?
- The median gross rent in ZIP Code 38103 is $1,661 a month, higher than 87% of U.S. ZIP codes.
- What is the weather like in ZIP Code 38103?
- ZIP Code 38103 averages 61.8°F year-round, summer highs near 89.7°F, winter lows around 33.2°F (NOAA 1991–2020 normals). It sees about 1.7 inches of snow a year.
- Is ZIP Code 38103 at risk of flooding or natural disasters?
- ZIP Code 38103's FEMA National Risk Index score is 90.2 (higher than 85% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →