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ZIP Code 38104

Shelby, Tennessee

FIPS 38104

Juniper

ZIP Code 38104 is in the bottom 11% nationally for price-to-income ratio. It also sits in the 72th percentile nationally for median home value. And it sits in the 67th percentile nationally for median rent.

Median Home Value

$317,200

Higher than 72% of U.S. ZIP codes

HPI Growth 5yr %

14%

Near the U.S. ZIP codes median

FEMA Risk Score

70.4

Higher than 56% of U.S. ZIP codes

The basics

Total Population

22,634

Median Age

37

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$317,200

Higher than 72%

Median Property Tax

$3,621

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

5.46

Higher than 89%

Median Rent

$1,112

Higher than 67%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

14%

Near median

Appreciation 1yr %

-3.8%

Higher than 60%

Pandemic Gain %

31%

Recession Drop %

-11%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

90.9

Winter Avg Low (°F)

35.4

Avg Temperature (°F)

63.4

Hot Days/yr (>90°F)

72.1

Freezing Days/yr (<32°F)

44.4

Annual Precipitation (in)

54.9

Annual Snowfall (in)

2.7

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

70.4

Higher than 56%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 38104: frequently asked questions

What is the median home value in ZIP Code 38104?
The median home value in ZIP Code 38104 is $317,200, higher than 72% of U.S. ZIP codes.
How much is property tax in ZIP Code 38104?
The median annual property tax in ZIP Code 38104 is $3,621, an effective rate of 1% of home value.
Is ZIP Code 38104 expensive to live in?
Homes in ZIP Code 38104 cost about 5.46× the median household income, higher than 89% of U.S. ZIP codes.
What is the average rent in ZIP Code 38104?
The median gross rent in ZIP Code 38104 is $1,112 a month, higher than 67% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 38104?
Home prices in ZIP Code 38104 have moved 14% over the past five years (-3.8% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 38104?
ZIP Code 38104 averages 63.4°F year-round, summer highs near 90.9°F, winter lows around 35.4°F (NOAA 1991–2020 normals). It sees about 2.7 inches of snow a year.
Is ZIP Code 38104 at risk of flooding or natural disasters?
ZIP Code 38104's FEMA National Risk Index score is 70.4 (higher than 56% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →