The basics
Total Population
22,634
Median Age
37
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$317,200
Median Property Tax
$3,621
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
5.46
Median Rent
$1,112
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
14%
Appreciation 1yr %
-3.8%
Pandemic Gain %
31%
Recession Drop %
-11%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
90.9
Winter Avg Low (°F)
35.4
Avg Temperature (°F)
63.4
Hot Days/yr (>90°F)
72.1
Freezing Days/yr (<32°F)
44.4
Annual Precipitation (in)
54.9
Annual Snowfall (in)
2.7
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
70.4
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 38104: frequently asked questions
- What is the median home value in ZIP Code 38104?
- The median home value in ZIP Code 38104 is $317,200, higher than 72% of U.S. ZIP codes.
- How much is property tax in ZIP Code 38104?
- The median annual property tax in ZIP Code 38104 is $3,621, an effective rate of 1% of home value.
- Is ZIP Code 38104 expensive to live in?
- Homes in ZIP Code 38104 cost about 5.46× the median household income, higher than 89% of U.S. ZIP codes.
- What is the average rent in ZIP Code 38104?
- The median gross rent in ZIP Code 38104 is $1,112 a month, higher than 67% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 38104?
- Home prices in ZIP Code 38104 have moved 14% over the past five years (-3.8% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 38104?
- ZIP Code 38104 averages 63.4°F year-round, summer highs near 90.9°F, winter lows around 35.4°F (NOAA 1991–2020 normals). It sees about 2.7 inches of snow a year.
- Is ZIP Code 38104 at risk of flooding or natural disasters?
- ZIP Code 38104's FEMA National Risk Index score is 70.4 (higher than 56% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →