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ZIP Code 38107

Shelby, Tennessee

FIPS 38107

Juniper

ZIP Code 38107 is in the bottom 21% nationally for price-to-income ratio. It also sits in the 33th percentile nationally for median home value. And it sits in the 65th percentile nationally for median rent.

Median Home Value

$152,000

Lower than 67% of U.S. ZIP codes

HPI Growth 5yr %

11%

Near the U.S. ZIP codes median

FEMA Risk Score

69.2

Near the U.S. ZIP codes median

The basics

Total Population

13,912

Median Age

38

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$152,000

Lower than 67%

Median Property Tax

$1,321

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

4.31

Higher than 79%

Median Rent

$1,073

Higher than 65%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

11%

Near median

Appreciation 1yr %

-8%

Higher than 57%

Pandemic Gain %

48%

Recession Drop %

-15%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

90.9

Winter Avg Low (°F)

35.4

Avg Temperature (°F)

63.4

Hot Days/yr (>90°F)

72.1

Freezing Days/yr (<32°F)

44.4

Annual Precipitation (in)

54.9

Annual Snowfall (in)

2.7

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

69.2

Near median

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 38107: frequently asked questions

What is the median home value in ZIP Code 38107?
The median home value in ZIP Code 38107 is $152,000, lower than 67% of U.S. ZIP codes.
How much is property tax in ZIP Code 38107?
The median annual property tax in ZIP Code 38107 is $1,321, an effective rate of 1% of home value.
Is ZIP Code 38107 expensive to live in?
Homes in ZIP Code 38107 cost about 4.31× the median household income, higher than 79% of U.S. ZIP codes.
What is the average rent in ZIP Code 38107?
The median gross rent in ZIP Code 38107 is $1,073 a month, higher than 65% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 38107?
Home prices in ZIP Code 38107 have moved 11% over the past five years (-8% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 38107?
ZIP Code 38107 averages 63.4°F year-round, summer highs near 90.9°F, winter lows around 35.4°F (NOAA 1991–2020 normals). It sees about 2.7 inches of snow a year.
Is ZIP Code 38107 at risk of flooding or natural disasters?
ZIP Code 38107's FEMA National Risk Index score is 69.2 (near the U.S. ZIP codes median). Its greatest modeled natural hazard is earthquake.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →