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ZIP Code 38114

Shelby, Tennessee

FIPS 38114

Juniper

ZIP Code 38114 is in the top 1% nationally for appreciation 1yr %. It also sits in the 13th percentile nationally for median home value. And it sits in the top 32% nationally for HPI growth 5yr %.

Median Home Value

$82,000

Lower than 87% of U.S. ZIP codes

HPI Growth 5yr %

46%

Higher than 68% of U.S. ZIP codes

FEMA Risk Score

70.9

Higher than 57% of U.S. ZIP codes

The basics

Total Population

20,298

Median Age

42.7

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$82,000

Lower than 87%

Median Property Tax

$920

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.4

Lower than 66%

Median Rent

$905

Near median

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

46%

Higher than 68%

Appreciation 1yr %

24%

Higher than 99%

Pandemic Gain %

39%

Recession Drop %

-22%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

90.9

Winter Avg Low (°F)

35.4

Avg Temperature (°F)

63.4

Hot Days/yr (>90°F)

72.1

Freezing Days/yr (<32°F)

44.4

Annual Precipitation (in)

54.9

Annual Snowfall (in)

2.7

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

70.9

Higher than 57%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 38114: frequently asked questions

What is the median home value in ZIP Code 38114?
The median home value in ZIP Code 38114 is $82,000, lower than 87% of U.S. ZIP codes.
How much is property tax in ZIP Code 38114?
The median annual property tax in ZIP Code 38114 is $920, an effective rate of 1% of home value.
Is ZIP Code 38114 expensive to live in?
Homes in ZIP Code 38114 cost about 2.4× the median household income, lower than 66% of U.S. ZIP codes.
What is the average rent in ZIP Code 38114?
The median gross rent in ZIP Code 38114 is $905 a month, near the U.S. ZIP codes median.
How much have home prices grown in ZIP Code 38114?
Home prices in ZIP Code 38114 have moved 46% over the past five years (24% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 38114?
ZIP Code 38114 averages 63.4°F year-round, summer highs near 90.9°F, winter lows around 35.4°F (NOAA 1991–2020 normals). It sees about 2.7 inches of snow a year.
Is ZIP Code 38114 at risk of flooding or natural disasters?
ZIP Code 38114's FEMA National Risk Index score is 70.9 (higher than 57% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →