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ZIP Code 38117

Shelby, Tennessee

ZCTA 38117

Juniper

ZIP Code 38117 is in the highest 36% nationally for FEMA risk score. It also sits in the lowest 3% nationally for home price growth over five years. And it sits in the lowest 17% nationally for home price growth over the past year.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$303,628

Lower than 58% of U.S. ZIP codes
Home Price Growth, Past Five Years

24%

Lower than 97% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

75.8

Higher than 64% of U.S. ZIP codes

The boundary of ZIP Code 38117, in Shelby, Tennessee.

The basics

Total Population

25,776

Median Age

39.4

Population Density

2,745.21

Home values & property tax

Median Property Tax

$4,032

Property Tax Rateyearly tax as a share of home value

1.3%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

3.64×

Higher than 64% of U.S. ZIP codes
Median Income

$85,633

Higher than 69% of U.S. ZIP codes
Median Rent

$1,457

Higher than 76% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

-1.3%

Lower than 83% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

35%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

8.9%

Climate & weather

Summer Avg High (°F)

90.1

Winter Avg Low (°F)

31.8

Avg Temperature (°F)

61.1

Hot Days/yr (>90°F)

68.8

Freezing Days/yr (<32°F)

68.4

Annual Precipitation (in)

57.2

Annual Snowfall (in)

2.8

Flood & disaster risk

FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

75.8

Higher than 64% of U.S. ZIP codes

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 38117: frequently asked questions

What is the typical home value in ZIP Code 38117?
The estimated median home value in ZIP Code 38117 today is $303,628, lower than 58% of U.S. ZIP codes.
How much is property tax in ZIP Code 38117?
The median annual property tax in ZIP Code 38117 is $4,032, an effective rate of 1.3% of home value.
Is ZIP Code 38117 expensive to live in?
Homes in ZIP Code 38117 cost about 3.64× the median household income, higher than 64% of U.S. ZIP codes.
What is the average rent in ZIP Code 38117?
The median gross rent in ZIP Code 38117 is $1,457 a month, higher than 76% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 38117?
Home prices in ZIP Code 38117 have moved 24% over the past five years (-1.3% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 38117?
ZIP Code 38117 has a population of 25,776, about 2,745.21 people per square mile, per the U.S. Census American Community Survey. The median age is 39.4.
What is the weather like in ZIP Code 38117?
ZIP Code 38117 averages 61.1°F year-round, summer highs near 90.1°F, winter lows around 31.8°F (NOAA 1991–2020 normals). It sees about 2.8 inches of snow a year.
Is ZIP Code 38117 at risk of flooding or natural disasters?
ZIP Code 38117's FEMA National Risk Index score is 75.8 (higher than 64% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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