The basics
Total Population
25,167
Median Age
44.6
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$430,200
Median Property Tax
$4,454
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.16
Median Rent
$1,726
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
34%
Appreciation 1yr %
-0.94%
Pandemic Gain %
39%
Recession Drop %
-11%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
90.1
Winter Avg Low (°F)
31.8
Avg Temperature (°F)
61.1
Hot Days/yr (>90°F)
68.8
Freezing Days/yr (<32°F)
68.4
Annual Precipitation (in)
57.2
Annual Snowfall (in)
2.8
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
77.9
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 38138: frequently asked questions
- What is the median home value in ZIP Code 38138?
- The median home value in ZIP Code 38138 is $430,200, higher than 84% of U.S. ZIP codes.
- How much is property tax in ZIP Code 38138?
- The median annual property tax in ZIP Code 38138 is $4,454, an effective rate of 1% of home value.
- Is ZIP Code 38138 expensive to live in?
- Homes in ZIP Code 38138 cost about 3.16× the median household income, higher than 57% of U.S. ZIP codes.
- What is the average rent in ZIP Code 38138?
- The median gross rent in ZIP Code 38138 is $1,726 a month, higher than 88% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 38138?
- Home prices in ZIP Code 38138 have moved 34% over the past five years (-0.94% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 38138?
- ZIP Code 38138 averages 61.1°F year-round, summer highs near 90.1°F, winter lows around 31.8°F (NOAA 1991–2020 normals). It sees about 2.8 inches of snow a year.
- Is ZIP Code 38138 at risk of flooding or natural disasters?
- ZIP Code 38138's FEMA National Risk Index score is 77.9 (higher than 67% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →