← Back to Explorer

ZIP Code 38139

Shelby, Tennessee

ZCTA 38139

Juniper

ZIP Code 38139 is in the highest 17% nationally for FEMA risk score. It also sits in the highest 2% nationally for median income. And it sits in the highest 2% nationally for median rent.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$626,571

Higher than 85% of U.S. ZIP codes
Home Price Growth, Past Five Years

36%

Lower than 87% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

88.3

Higher than 83% of U.S. ZIP codes

The boundary of ZIP Code 38139, in Shelby, Tennessee.

The basics

Total Population

16,466

Median Age

44.8

Population Density

1,890.9

Home values & property tax

Median Property Tax

$5,711

Property Tax Rateyearly tax as a share of home value

0.99%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

3.22×

Near the U.S. ZIP codes median
Median Income

$178,661

Higher than 98% of U.S. ZIP codes
Median Rent

$2,697

Higher than 98% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

4%

Near the U.S. ZIP codes median
Pandemic Price Run-Up2019–20 low → 2022–23 peak

40%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

9.9%

Climate & weather

Summer Avg High (°F)

90.6

Winter Avg Low (°F)

33.2

Avg Temperature (°F)

62.2

Hot Days/yr (>90°F)

78.2

Freezing Days/yr (<32°F)

65.5

Annual Precipitation (in)

55.2

Annual Snowfall (in)

2.1

Flood & disaster risk

FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

88.3

Higher than 83% of U.S. ZIP codes

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 38139: frequently asked questions

What is the typical home value in ZIP Code 38139?
The estimated median home value in ZIP Code 38139 today is $626,571, higher than 85% of U.S. ZIP codes.
How much is property tax in ZIP Code 38139?
The median annual property tax in ZIP Code 38139 is $5,711, an effective rate of 0.99% of home value.
Is ZIP Code 38139 expensive to live in?
Homes in ZIP Code 38139 cost about 3.22× the median household income, near the U.S. ZIP codes median.
What is the average rent in ZIP Code 38139?
The median gross rent in ZIP Code 38139 is $2,697 a month, higher than 98% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 38139?
Home prices in ZIP Code 38139 have moved 36% over the past five years (4% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 38139?
ZIP Code 38139 has a population of 16,466, about 1,890.9 people per square mile, per the U.S. Census American Community Survey. The median age is 44.8.
What is the weather like in ZIP Code 38139?
ZIP Code 38139 averages 62.2°F year-round, summer highs near 90.6°F, winter lows around 33.2°F (NOAA 1991–2020 normals). It sees about 2.1 inches of snow a year.
Is ZIP Code 38139 at risk of flooding or natural disasters?
ZIP Code 38139's FEMA National Risk Index score is 88.3 (higher than 83% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

TermsPrivacyData disclaimer