The basics
Total Population
426
Median Age
51.9
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$69,400
Lower than 89%
Median Property Tax
$199
Effective Tax Rate
0%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
1.22
Lower than 86%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
83.9
Winter Avg Low (°F)
27.9
Avg Temperature (°F)
55.9
Hot Days/yr (>90°F)
12.7
Freezing Days/yr (<32°F)
101.3
Annual Precipitation (in)
50.9
Annual Snowfall (in)
34.6
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
17.9
Lower than 92%
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 40865: frequently asked questions
- What is the median home value in ZIP Code 40865?
- The median home value in ZIP Code 40865 is $69,400, lower than 89% of U.S. ZIP codes.
- How much is property tax in ZIP Code 40865?
- The median annual property tax in ZIP Code 40865 is $199, an effective rate of 0% of home value.
- Is ZIP Code 40865 expensive to live in?
- Homes in ZIP Code 40865 cost about 1.22× the median household income, lower than 86% of U.S. ZIP codes.
- What is the weather like in ZIP Code 40865?
- ZIP Code 40865 averages 55.9°F year-round, summer highs near 83.9°F, winter lows around 27.9°F (NOAA 1991–2020 normals). It sees about 34.6 inches of snow a year.
- Is ZIP Code 40865 at risk of flooding or natural disasters?
- ZIP Code 40865's FEMA National Risk Index score is 17.9 (lower than 92% of U.S. ZIP codes). Its greatest modeled natural hazard is strong_wind.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →