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ZIP Code 40870

Harlan, Kentucky

FIPS 40870

Juniper

ZIP Code 40870 is in the top 9% nationally for FEMA risk score. It also sits in the 27th percentile nationally for median home value. And it sits in the top 39% nationally for price-to-income ratio.

Median Home Value

$132,000

Lower than 73% of U.S. ZIP codes

FEMA Risk Score

18.9

Lower than 91% of U.S. ZIP codes

The basics

Total Population

564

Median Age

50.5

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$132,000

Lower than 73%

Median Property Tax

$813

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.57

Lower than 61%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

83.9

Winter Avg Low (°F)

27.9

Avg Temperature (°F)

55.9

Hot Days/yr (>90°F)

12.7

Freezing Days/yr (<32°F)

101.3

Annual Precipitation (in)

50.9

Annual Snowfall (in)

34.6

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

18.9

Lower than 91%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 40870: frequently asked questions

What is the median home value in ZIP Code 40870?
The median home value in ZIP Code 40870 is $132,000, lower than 73% of U.S. ZIP codes.
How much is property tax in ZIP Code 40870?
The median annual property tax in ZIP Code 40870 is $813, an effective rate of 1% of home value.
Is ZIP Code 40870 expensive to live in?
Homes in ZIP Code 40870 cost about 2.57× the median household income, lower than 61% of U.S. ZIP codes.
What is the weather like in ZIP Code 40870?
ZIP Code 40870 averages 55.9°F year-round, summer highs near 83.9°F, winter lows around 27.9°F (NOAA 1991–2020 normals). It sees about 34.6 inches of snow a year.
Is ZIP Code 40870 at risk of flooding or natural disasters?
ZIP Code 40870's FEMA National Risk Index score is 18.9 (lower than 91% of U.S. ZIP codes). Its greatest modeled natural hazard is strong_wind.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →