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ZIP Code 44012

Lorain, Ohio

ZCTA 44012

Juniper

ZIP Code 44012 is in the lowest 7% nationally for FEMA risk score. It also sits in the highest 11% nationally for median income. And it sits in the highest 21% nationally for median rent.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$453,224

Higher than 69% of U.S. ZIP codes
Home Price Growth, Past Five Years

54%

Near the U.S. ZIP codes median
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

21.7

Lower than 93% of U.S. ZIP codes

The boundary of ZIP Code 44012, in Lorain, Ohio.

The basics

Total Population

25,752

Median Age

44.3

Population Density

2,313.84

Home values & property tax

Median Property Tax

$5,341

Property Tax Rateyearly tax as a share of home value

1.5%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

3.19×

Near the U.S. ZIP codes median
Median Income

$115,567

Higher than 89% of U.S. ZIP codes
Median Rent

$1,537

Higher than 79% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

4.3%

Higher than 57% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

43%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

14%

Climate & weather

Summer Avg High (°F)

83

Winter Avg Low (°F)

23.9

Avg Temperature (°F)

52.6

Hot Days/yr (>90°F)

19.1

Freezing Days/yr (<32°F)

115.2

Annual Precipitation (in)

42.4

Annual Snowfall (in)

43.6

Flood & disaster risk

Coastal Flood Loss per $1,000

$0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 44012: frequently asked questions

What is the typical home value in ZIP Code 44012?
The estimated median home value in ZIP Code 44012 today is $453,224, higher than 69% of U.S. ZIP codes.
How much is property tax in ZIP Code 44012?
The median annual property tax in ZIP Code 44012 is $5,341, an effective rate of 1.5% of home value.
Is ZIP Code 44012 expensive to live in?
Homes in ZIP Code 44012 cost about 3.19× the median household income, near the U.S. ZIP codes median.
What is the average rent in ZIP Code 44012?
The median gross rent in ZIP Code 44012 is $1,537 a month, higher than 79% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 44012?
Home prices in ZIP Code 44012 have moved 54% over the past five years (4.3% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 44012?
ZIP Code 44012 has a population of 25,752, about 2,313.84 people per square mile, per the U.S. Census American Community Survey. The median age is 44.3.
What is the weather like in ZIP Code 44012?
ZIP Code 44012 averages 52.6°F year-round, summer highs near 83°F, winter lows around 23.9°F (NOAA 1991–2020 normals). It sees about 43.6 inches of snow a year.
Is ZIP Code 44012 at risk of flooding or natural disasters?
ZIP Code 44012's FEMA National Risk Index score is 21.7 (lower than 93% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding. Expected annual loss from flooding is $0 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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