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ZIP Code 44074

Lorain, Ohio

ZCTA 44074

Juniper

ZIP Code 44074 is in the lowest 9% nationally for FEMA risk score. It also sits in the lowest 16% nationally for home price growth over the past year. And it sits in the lowest 19% nationally for home price growth over five years.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$258,141

Lower than 71% of U.S. ZIP codes
Home Price Growth, Past Five Years

40%

Lower than 81% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

25.7

Lower than 91% of U.S. ZIP codes

The boundary of ZIP Code 44074, in Lorain, Ohio.

The basics

Total Population

11,745

Median Age

37

Population Density

230.67

Home values & property tax

Median Property Tax

$3,063

Property Tax Rateyearly tax as a share of home value

1.3%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

2.9×

Lower than 57% of U.S. ZIP codes
Median Income

$80,801

Higher than 63% of U.S. ZIP codes
Median Rent

$964

Near the U.S. ZIP codes median

Home prices & appreciation

Home Price Growth, Past Year

-1.5%

Lower than 84% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

34%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

16%

Climate & weather

Summer Avg High (°F)

81.3

Winter Avg Low (°F)

20.6

Avg Temperature (°F)

50.1

Hot Days/yr (>90°F)

10.9

Freezing Days/yr (<32°F)

128

Annual Precipitation (in)

40

Annual Snowfall (in)

47

Flood & disaster risk

Coastal Flood Loss per $1,000

$0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 44074: frequently asked questions

What is the typical home value in ZIP Code 44074?
The estimated median home value in ZIP Code 44074 today is $258,141, lower than 71% of U.S. ZIP codes.
How much is property tax in ZIP Code 44074?
The median annual property tax in ZIP Code 44074 is $3,063, an effective rate of 1.3% of home value.
Is ZIP Code 44074 expensive to live in?
Homes in ZIP Code 44074 cost about 2.9× the median household income, lower than 57% of U.S. ZIP codes.
What is the average rent in ZIP Code 44074?
The median gross rent in ZIP Code 44074 is $964 a month, near the U.S. ZIP codes median.
How much have home prices grown in ZIP Code 44074?
Home prices in ZIP Code 44074 have moved 40% over the past five years (-1.5% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 44074?
ZIP Code 44074 has a population of 11,745, about 230.67 people per square mile, per the U.S. Census American Community Survey. The median age is 37.
What is the weather like in ZIP Code 44074?
ZIP Code 44074 averages 50.1°F year-round, summer highs near 81.3°F, winter lows around 20.6°F (NOAA 1991–2020 normals). It sees about 47 inches of snow a year.
Is ZIP Code 44074 at risk of flooding or natural disasters?
ZIP Code 44074's FEMA National Risk Index score is 25.7 (lower than 91% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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