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ZIP Code 44028

Lorain, Ohio

ZCTA 44028

Juniper

ZIP Code 44028 is in the lowest 8% nationally for FEMA risk score. It also sits in the highest 29% nationally for median income. And it sits in the highest 32% nationally for home price against income.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$386,439

Higher than 58% of U.S. ZIP codes
Home Price Growth, Past Five Years

49%

Lower than 59% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

23.8

Lower than 92% of U.S. ZIP codes

The boundary of ZIP Code 44028, in Lorain, Ohio.

The basics

Total Population

9,671

Median Age

46.4

Population Density

287.49

Home values & property tax

Median Property Tax

$4,680

Property Tax Rateyearly tax as a share of home value

1.4%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

3.79×

Higher than 68% of U.S. ZIP codes
Median Income

$87,595

Higher than 71% of U.S. ZIP codes
Median Rent

$1,264

Higher than 67% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

4.2%

Higher than 57% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

37%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

20%

Climate & weather

Summer Avg High (°F)

83

Winter Avg Low (°F)

23.9

Avg Temperature (°F)

52.6

Hot Days/yr (>90°F)

19.1

Freezing Days/yr (<32°F)

115.2

Annual Precipitation (in)

42.7

Annual Snowfall (in)

65.4

Flood & disaster risk

Coastal Flood Loss per $1,000

$0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 44028: frequently asked questions

What is the typical home value in ZIP Code 44028?
The estimated median home value in ZIP Code 44028 today is $386,439, higher than 58% of U.S. ZIP codes.
How much is property tax in ZIP Code 44028?
The median annual property tax in ZIP Code 44028 is $4,680, an effective rate of 1.4% of home value.
Is ZIP Code 44028 expensive to live in?
Homes in ZIP Code 44028 cost about 3.79× the median household income, higher than 68% of U.S. ZIP codes.
What is the average rent in ZIP Code 44028?
The median gross rent in ZIP Code 44028 is $1,264 a month, higher than 67% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 44028?
Home prices in ZIP Code 44028 have moved 49% over the past five years (4.2% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 44028?
ZIP Code 44028 has a population of 9,671, about 287.49 people per square mile, per the U.S. Census American Community Survey. The median age is 46.4.
What is the weather like in ZIP Code 44028?
ZIP Code 44028 averages 52.6°F year-round, summer highs near 83°F, winter lows around 23.9°F (NOAA 1991–2020 normals). It sees about 65.4 inches of snow a year.
Is ZIP Code 44028 at risk of flooding or natural disasters?
ZIP Code 44028's FEMA National Risk Index score is 23.8 (lower than 92% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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