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ZIP Code 44039

Lorain, Ohio

ZCTA 44039

Juniper

ZIP Code 44039 is in the lowest 9% nationally for FEMA risk score. It also sits in the highest 21% nationally for median income. And it sits in the highest 21% nationally for home price growth over the past year.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$346,930

Near the U.S. ZIP codes median
Home Price Growth, Past Five Years

59%

Higher than 69% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

24.8

Lower than 91% of U.S. ZIP codes

The boundary of ZIP Code 44039, in Lorain, Ohio.

The basics

Total Population

36,780

Median Age

41.6

Population Density

1,526.64

Home values & property tax

Median Property Tax

$3,859

Property Tax Rateyearly tax as a share of home value

1.4%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

2.8×

Lower than 61% of U.S. ZIP codes
Median Income

$96,485

Higher than 79% of U.S. ZIP codes
Median Rent

$1,116

Higher than 58% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

7.6%

Higher than 79% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

41%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

20%

Climate & weather

Summer Avg High (°F)

83

Winter Avg Low (°F)

23.9

Avg Temperature (°F)

52.6

Hot Days/yr (>90°F)

19.1

Freezing Days/yr (<32°F)

115.2

Annual Precipitation (in)

42

Annual Snowfall (in)

43.6

Flood & disaster risk

Coastal Flood Loss per $1,000

$0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 44039: frequently asked questions

What is the typical home value in ZIP Code 44039?
The estimated median home value in ZIP Code 44039 today is $346,930, near the U.S. ZIP codes median.
How much is property tax in ZIP Code 44039?
The median annual property tax in ZIP Code 44039 is $3,859, an effective rate of 1.4% of home value.
Is ZIP Code 44039 expensive to live in?
Homes in ZIP Code 44039 cost about 2.8× the median household income, lower than 61% of U.S. ZIP codes.
What is the average rent in ZIP Code 44039?
The median gross rent in ZIP Code 44039 is $1,116 a month, higher than 58% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 44039?
Home prices in ZIP Code 44039 have moved 59% over the past five years (7.6% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 44039?
ZIP Code 44039 has a population of 36,780, about 1,526.64 people per square mile, per the U.S. Census American Community Survey. The median age is 41.6.
What is the weather like in ZIP Code 44039?
ZIP Code 44039 averages 52.6°F year-round, summer highs near 83°F, winter lows around 23.9°F (NOAA 1991–2020 normals). It sees about 43.6 inches of snow a year.
Is ZIP Code 44039 at risk of flooding or natural disasters?
ZIP Code 44039's FEMA National Risk Index score is 24.8 (lower than 91% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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