The basics
Total Population
22,358
Median Age
39.9
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$267,900
Median Property Tax
$4,802
Effective Tax Rate
2%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.25
Median Rent
$1,164
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
51%
Appreciation 1yr %
3.3%
Pandemic Gain %
44%
Recession Drop %
-9.7%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
85.3
Winter Avg Low (°F)
22.7
Avg Temperature (°F)
53.3
Hot Days/yr (>90°F)
39
Freezing Days/yr (<32°F)
106.6
Annual Precipitation (in)
43
Annual Snowfall (in)
12.3
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
23.8
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 45440: frequently asked questions
- What is the median home value in ZIP Code 45440?
- The median home value in ZIP Code 45440 is $267,900, higher than 65% of U.S. ZIP codes.
- How much is property tax in ZIP Code 45440?
- The median annual property tax in ZIP Code 45440 is $4,802, an effective rate of 2% of home value.
- Is ZIP Code 45440 expensive to live in?
- Homes in ZIP Code 45440 cost about 3.25× the median household income, higher than 59% of U.S. ZIP codes.
- What is the average rent in ZIP Code 45440?
- The median gross rent in ZIP Code 45440 is $1,164 a month, higher than 70% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 45440?
- Home prices in ZIP Code 45440 have moved 51% over the past five years (3.3% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 45440?
- ZIP Code 45440 averages 53.3°F year-round, summer highs near 85.3°F, winter lows around 22.7°F (NOAA 1991–2020 normals). It sees about 12.3 inches of snow a year.
- Is ZIP Code 45440 at risk of flooding or natural disasters?
- ZIP Code 45440's FEMA National Risk Index score is 23.8 (lower than 89% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →