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ZIP Code 45417

Montgomery, Ohio

ZCTA 45417

Juniper

ZIP Code 45417 is in the lowest 4% nationally for FEMA risk score. It also sits in the lowest 1% statewide for typical home value. And it sits in the lowest 4% nationally for median income.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$79,497

Lower than 99% of Ohio ZIP codes
Home Price Growth, Past Five Years

54%

Higher than 56% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

16.4

Lower than 96% of U.S. ZIP codes

The boundary of ZIP Code 45417, in Montgomery, Ohio.

The basics

Total Population

28,186

Median Age

37.1

Population Density

875.29

Home values & property tax

Median Property Tax

$1,153

Property Tax Rateyearly tax as a share of home value

1.5%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

2.03×

Lower than 84% of U.S. ZIP codes
Median Income

$36,945

Lower than 96% of U.S. ZIP codes
Median Rent

$907

Lower than 63% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

-1.7%

Lower than 84% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

47%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

32%

Climate & weather

Summer Avg High (°F)

85.3

Winter Avg Low (°F)

22.7

Avg Temperature (°F)

53.3

Hot Days/yr (>90°F)

39

Freezing Days/yr (<32°F)

106.6

Annual Precipitation (in)

41.6

Annual Snowfall (in)

12.3

Flood & disaster risk

FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

16.4

Lower than 96% of U.S. ZIP codes

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 45417: frequently asked questions

What is the typical home value in ZIP Code 45417?
The estimated median home value in ZIP Code 45417 today is $79,497, lower than 99% of Ohio ZIP codes.
How much is property tax in ZIP Code 45417?
The median annual property tax in ZIP Code 45417 is $1,153, an effective rate of 1.5% of home value.
Is ZIP Code 45417 expensive to live in?
Homes in ZIP Code 45417 cost about 2.03× the median household income, lower than 84% of U.S. ZIP codes.
What is the average rent in ZIP Code 45417?
The median gross rent in ZIP Code 45417 is $907 a month, lower than 63% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 45417?
Home prices in ZIP Code 45417 have moved 54% over the past five years (-1.7% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 45417?
ZIP Code 45417 has a population of 28,186, about 875.29 people per square mile, per the U.S. Census American Community Survey. The median age is 37.1.
What is the weather like in ZIP Code 45417?
ZIP Code 45417 averages 53.3°F year-round, summer highs near 85.3°F, winter lows around 22.7°F (NOAA 1991–2020 normals). It sees about 12.3 inches of snow a year.
Is ZIP Code 45417 at risk of flooding or natural disasters?
ZIP Code 45417's FEMA National Risk Index score is 16.4 (lower than 96% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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