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ZIP Code 45414

Montgomery, Ohio

FIPS 45414

Juniper

ZIP Code 45414 is in the top 17% nationally for FEMA risk score, but in the bottom 38% nationally for price-to-income ratio. It also sits in the top 19% nationally for HPI growth 5yr %. And it sits in the top 27% nationally for appreciation 1yr %.

Median Home Value

$182,300

Lower than 56% of U.S. ZIP codes

HPI Growth 5yr %

56%

Higher than 81% of U.S. ZIP codes

FEMA Risk Score

32.9

Lower than 83% of U.S. ZIP codes

The basics

Total Population

21,167

Median Age

43.2

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$182,300

Lower than 56%

Median Property Tax

$3,181

Effective Tax Rate

2%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.35

Higher than 62%

Median Rent

$904

Near median

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

56%

Higher than 81%

Appreciation 1yr %

2.2%

Higher than 73%

Pandemic Gain %

49%

Recession Drop %

-17%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

84.4

Winter Avg Low (°F)

24.5

Avg Temperature (°F)

53.9

Hot Days/yr (>90°F)

15.5

Freezing Days/yr (<32°F)

109.9

Annual Precipitation (in)

41.3

Annual Snowfall (in)

25

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

32.9

Lower than 83%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 45414: frequently asked questions

What is the median home value in ZIP Code 45414?
The median home value in ZIP Code 45414 is $182,300, lower than 56% of U.S. ZIP codes.
How much is property tax in ZIP Code 45414?
The median annual property tax in ZIP Code 45414 is $3,181, an effective rate of 2% of home value.
Is ZIP Code 45414 expensive to live in?
Homes in ZIP Code 45414 cost about 3.35× the median household income, higher than 62% of U.S. ZIP codes.
What is the average rent in ZIP Code 45414?
The median gross rent in ZIP Code 45414 is $904 a month, near the U.S. ZIP codes median.
How much have home prices grown in ZIP Code 45414?
Home prices in ZIP Code 45414 have moved 56% over the past five years (2.2% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 45414?
ZIP Code 45414 averages 53.9°F year-round, summer highs near 84.4°F, winter lows around 24.5°F (NOAA 1991–2020 normals). It sees about 25 inches of snow a year.
Is ZIP Code 45414 at risk of flooding or natural disasters?
ZIP Code 45414's FEMA National Risk Index score is 32.9 (lower than 83% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →