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ZIP Code 45449

Montgomery, Ohio

FIPS 45449

Juniper

ZIP Code 45449 is in the top 15% nationally for FEMA risk score. It also sits in the top 17% nationally for HPI growth 5yr %. And it sits in the top 19% nationally for appreciation 1yr %.

Median Home Value

$163,500

Lower than 62% of U.S. ZIP codes

HPI Growth 5yr %

57%

Higher than 83% of U.S. ZIP codes

FEMA Risk Score

29.5

Lower than 85% of U.S. ZIP codes

The basics

Total Population

19,066

Median Age

35.6

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$163,500

Lower than 62%

Median Property Tax

$2,901

Effective Tax Rate

2%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.56

Lower than 61%

Median Rent

$1,039

Higher than 62%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

57%

Higher than 83%

Appreciation 1yr %

4.4%

Higher than 81%

Pandemic Gain %

38%

Recession Drop %

-18%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

84.6

Winter Avg Low (°F)

24.6

Avg Temperature (°F)

54.1

Hot Days/yr (>90°F)

15.5

Freezing Days/yr (<32°F)

102.9

Annual Precipitation (in)

41

Annual Snowfall (in)

12.3

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

29.5

Lower than 85%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 45449: frequently asked questions

What is the median home value in ZIP Code 45449?
The median home value in ZIP Code 45449 is $163,500, lower than 62% of U.S. ZIP codes.
How much is property tax in ZIP Code 45449?
The median annual property tax in ZIP Code 45449 is $2,901, an effective rate of 2% of home value.
Is ZIP Code 45449 expensive to live in?
Homes in ZIP Code 45449 cost about 2.56× the median household income, lower than 61% of U.S. ZIP codes.
What is the average rent in ZIP Code 45449?
The median gross rent in ZIP Code 45449 is $1,039 a month, higher than 62% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 45449?
Home prices in ZIP Code 45449 have moved 57% over the past five years (4.4% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 45449?
ZIP Code 45449 averages 54.1°F year-round, summer highs near 84.6°F, winter lows around 24.6°F (NOAA 1991–2020 normals). It sees about 12.3 inches of snow a year.
Is ZIP Code 45449 at risk of flooding or natural disasters?
ZIP Code 45449's FEMA National Risk Index score is 29.5 (lower than 85% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →