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ZIP Code 45458

Montgomery, Ohio

ZCTA 45458

Juniper

ZIP Code 45458 is in the lowest 17% nationally for FEMA risk score. It also sits in the highest 13% nationally for median income. And it sits in the highest 25% nationally for home price growth over the past year.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$433,972

Higher than 66% of U.S. ZIP codes
Home Price Growth, Past Five Years

51%

Near the U.S. ZIP codes median
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

35.8

Lower than 83% of U.S. ZIP codes

The boundary of ZIP Code 45458, in Montgomery, Ohio.

The basics

Total Population

38,712

Median Age

41.7

Population Density

1,948.18

Home values & property tax

Median Property Tax

$6,493

Property Tax Rateyearly tax as a share of home value

1.8%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

3.29×

Near the U.S. ZIP codes median
Median Income

$110,150

Higher than 87% of U.S. ZIP codes
Median Rent

$1,366

Higher than 73% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

6.9%

Higher than 75% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

38%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

11%

Climate & weather

Summer Avg High (°F)

84.6

Winter Avg Low (°F)

24.6

Avg Temperature (°F)

54.1

Hot Days/yr (>90°F)

15.5

Freezing Days/yr (<32°F)

102.9

Annual Precipitation (in)

43

Annual Snowfall (in)

12.3

Flood & disaster risk

FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

35.8

Lower than 83% of U.S. ZIP codes

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 45458: frequently asked questions

What is the typical home value in ZIP Code 45458?
The estimated median home value in ZIP Code 45458 today is $433,972, higher than 66% of U.S. ZIP codes.
How much is property tax in ZIP Code 45458?
The median annual property tax in ZIP Code 45458 is $6,493, an effective rate of 1.8% of home value.
Is ZIP Code 45458 expensive to live in?
Homes in ZIP Code 45458 cost about 3.29× the median household income, near the U.S. ZIP codes median.
What is the average rent in ZIP Code 45458?
The median gross rent in ZIP Code 45458 is $1,366 a month, higher than 73% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 45458?
Home prices in ZIP Code 45458 have moved 51% over the past five years (6.9% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 45458?
ZIP Code 45458 has a population of 38,712, about 1,948.18 people per square mile, per the U.S. Census American Community Survey. The median age is 41.7.
What is the weather like in ZIP Code 45458?
ZIP Code 45458 averages 54.1°F year-round, summer highs near 84.6°F, winter lows around 24.6°F (NOAA 1991–2020 normals). It sees about 12.3 inches of snow a year.
Is ZIP Code 45458 at risk of flooding or natural disasters?
ZIP Code 45458's FEMA National Risk Index score is 35.8 (lower than 83% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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