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ZIP Code 45458

Montgomery, Ohio

FIPS 45458

Juniper

ZIP Code 45458 is in the top 11% nationally for appreciation 1yr %. It also sits in the 79th percentile nationally for median rent. And it sits in the top 23% nationally for FEMA risk score.

Median Home Value

$362,700

Higher than 77% of U.S. ZIP codes

HPI Growth 5yr %

51%

Higher than 75% of U.S. ZIP codes

FEMA Risk Score

39.4

Lower than 77% of U.S. ZIP codes

The basics

Total Population

38,712

Median Age

41.7

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$362,700

Higher than 77%

Median Property Tax

$6,493

Effective Tax Rate

2%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.29

Higher than 60%

Median Rent

$1,366

Higher than 79%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

51%

Higher than 75%

Appreciation 1yr %

6.9%

Higher than 89%

Pandemic Gain %

38%

Recession Drop %

-11%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

84.6

Winter Avg Low (°F)

24.6

Avg Temperature (°F)

54.1

Hot Days/yr (>90°F)

15.5

Freezing Days/yr (<32°F)

102.9

Annual Precipitation (in)

43

Annual Snowfall (in)

12.3

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

39.4

Lower than 77%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 45458: frequently asked questions

What is the median home value in ZIP Code 45458?
The median home value in ZIP Code 45458 is $362,700, higher than 77% of U.S. ZIP codes.
How much is property tax in ZIP Code 45458?
The median annual property tax in ZIP Code 45458 is $6,493, an effective rate of 2% of home value.
Is ZIP Code 45458 expensive to live in?
Homes in ZIP Code 45458 cost about 3.29× the median household income, higher than 60% of U.S. ZIP codes.
What is the average rent in ZIP Code 45458?
The median gross rent in ZIP Code 45458 is $1,366 a month, higher than 79% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 45458?
Home prices in ZIP Code 45458 have moved 51% over the past five years (6.9% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 45458?
ZIP Code 45458 averages 54.1°F year-round, summer highs near 84.6°F, winter lows around 24.6°F (NOAA 1991–2020 normals). It sees about 12.3 inches of snow a year.
Is ZIP Code 45458 at risk of flooding or natural disasters?
ZIP Code 45458's FEMA National Risk Index score is 39.4 (lower than 77% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →