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ZIP Code 45342

Montgomery, Ohio

FIPS 45342

Juniper

ZIP Code 45342 is in the top 8% nationally for appreciation 1yr %. It also sits in the top 18% nationally for FEMA risk score. And it sits in the top 19% nationally for HPI growth 5yr %.

Median Home Value

$230,300

Higher than 57% of U.S. ZIP codes

HPI Growth 5yr %

56%

Higher than 81% of U.S. ZIP codes

FEMA Risk Score

34.6

Lower than 82% of U.S. ZIP codes

The basics

Total Population

36,152

Median Age

38.3

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$230,300

Higher than 57%

Median Property Tax

$4,079

Effective Tax Rate

2%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.71

Lower than 57%

Median Rent

$1,312

Higher than 77%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

56%

Higher than 81%

Appreciation 1yr %

8.5%

Higher than 92%

Pandemic Gain %

42%

Recession Drop %

-16%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

84.6

Winter Avg Low (°F)

24.6

Avg Temperature (°F)

54.1

Hot Days/yr (>90°F)

15.5

Freezing Days/yr (<32°F)

102.9

Annual Precipitation (in)

41

Annual Snowfall (in)

12.3

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

34.6

Lower than 82%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 45342: frequently asked questions

What is the median home value in ZIP Code 45342?
The median home value in ZIP Code 45342 is $230,300, higher than 57% of U.S. ZIP codes.
How much is property tax in ZIP Code 45342?
The median annual property tax in ZIP Code 45342 is $4,079, an effective rate of 2% of home value.
Is ZIP Code 45342 expensive to live in?
Homes in ZIP Code 45342 cost about 2.71× the median household income, lower than 57% of U.S. ZIP codes.
What is the average rent in ZIP Code 45342?
The median gross rent in ZIP Code 45342 is $1,312 a month, higher than 77% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 45342?
Home prices in ZIP Code 45342 have moved 56% over the past five years (8.5% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 45342?
ZIP Code 45342 averages 54.1°F year-round, summer highs near 84.6°F, winter lows around 24.6°F (NOAA 1991–2020 normals). It sees about 12.3 inches of snow a year.
Is ZIP Code 45342 at risk of flooding or natural disasters?
ZIP Code 45342's FEMA National Risk Index score is 34.6 (lower than 82% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →