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ZIP Code 45342

Montgomery, Ohio

ZCTA 45342

Juniper

ZIP Code 45342 is in the lowest 17% nationally for FEMA risk score. It also sits in the highest 17% nationally for home price growth over the past year. And it sits in the highest 30% nationally for median rent.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$282,957

Lower than 64% of U.S. ZIP codes
Home Price Growth, Past Five Years

56%

Higher than 60% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

35.4

Lower than 83% of U.S. ZIP codes

The boundary of ZIP Code 45342, in Montgomery, Ohio.

The basics

Total Population

36,152

Median Age

38.3

Population Density

1,053.75

Home values & property tax

Median Property Tax

$4,079

Property Tax Rateyearly tax as a share of home value

1.8%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

2.71×

Lower than 64% of U.S. ZIP codes
Median Income

$84,907

Higher than 68% of U.S. ZIP codes
Median Rent

$1,312

Higher than 70% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

8.5%

Higher than 83% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

42%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

16%

Climate & weather

Summer Avg High (°F)

84.6

Winter Avg Low (°F)

24.6

Avg Temperature (°F)

54.1

Hot Days/yr (>90°F)

15.5

Freezing Days/yr (<32°F)

102.9

Annual Precipitation (in)

41

Annual Snowfall (in)

12.3

Flood & disaster risk

FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

35.4

Lower than 83% of U.S. ZIP codes

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 45342: frequently asked questions

What is the typical home value in ZIP Code 45342?
The estimated median home value in ZIP Code 45342 today is $282,957, lower than 64% of U.S. ZIP codes.
How much is property tax in ZIP Code 45342?
The median annual property tax in ZIP Code 45342 is $4,079, an effective rate of 1.8% of home value.
Is ZIP Code 45342 expensive to live in?
Homes in ZIP Code 45342 cost about 2.71× the median household income, lower than 64% of U.S. ZIP codes.
What is the average rent in ZIP Code 45342?
The median gross rent in ZIP Code 45342 is $1,312 a month, higher than 70% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 45342?
Home prices in ZIP Code 45342 have moved 56% over the past five years (8.5% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 45342?
ZIP Code 45342 has a population of 36,152, about 1,053.75 people per square mile, per the U.S. Census American Community Survey. The median age is 38.3.
What is the weather like in ZIP Code 45342?
ZIP Code 45342 averages 54.1°F year-round, summer highs near 84.6°F, winter lows around 24.6°F (NOAA 1991–2020 normals). It sees about 12.3 inches of snow a year.
Is ZIP Code 45342 at risk of flooding or natural disasters?
ZIP Code 45342's FEMA National Risk Index score is 35.4 (lower than 83% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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