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ZIP Code 45424

Montgomery, Ohio

ZCTA 45424

Juniper

ZIP Code 45424 is in the lowest 7% nationally for FEMA risk score. It also sits in the lowest 22% nationally for typical home value. And it sits in the lowest 22% nationally for home price against income.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$228,668

Lower than 78% of U.S. ZIP codes
Home Price Growth, Past Five Years

59%

Higher than 69% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

21.9

Lower than 93% of U.S. ZIP codes

The boundary of ZIP Code 45424, in Montgomery, Ohio.

The basics

Total Population

50,725

Median Age

39.5

Population Density

1,609.35

Home values & property tax

Median Property Tax

$2,924

Property Tax Rateyearly tax as a share of home value

1.6%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

2.28×

Lower than 78% of U.S. ZIP codes
Median Income

$80,605

Higher than 63% of U.S. ZIP codes
Median Rent

$1,152

Higher than 61% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

5.2%

Higher than 64% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

50%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

17%

Climate & weather

Summer Avg High (°F)

84.4

Winter Avg Low (°F)

24.5

Avg Temperature (°F)

53.9

Hot Days/yr (>90°F)

15.5

Freezing Days/yr (<32°F)

109.9

Annual Precipitation (in)

40.6

Annual Snowfall (in)

25

Flood & disaster risk

FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

21.9

Lower than 93% of U.S. ZIP codes

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 45424: frequently asked questions

What is the typical home value in ZIP Code 45424?
The estimated median home value in ZIP Code 45424 today is $228,668, lower than 78% of U.S. ZIP codes.
How much is property tax in ZIP Code 45424?
The median annual property tax in ZIP Code 45424 is $2,924, an effective rate of 1.6% of home value.
Is ZIP Code 45424 expensive to live in?
Homes in ZIP Code 45424 cost about 2.28× the median household income, lower than 78% of U.S. ZIP codes.
What is the average rent in ZIP Code 45424?
The median gross rent in ZIP Code 45424 is $1,152 a month, higher than 61% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 45424?
Home prices in ZIP Code 45424 have moved 59% over the past five years (5.2% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 45424?
ZIP Code 45424 has a population of 50,725, about 1,609.35 people per square mile, per the U.S. Census American Community Survey. The median age is 39.5.
What is the weather like in ZIP Code 45424?
ZIP Code 45424 averages 53.9°F year-round, summer highs near 84.4°F, winter lows around 24.5°F (NOAA 1991–2020 normals). It sees about 25 inches of snow a year.
Is ZIP Code 45424 at risk of flooding or natural disasters?
ZIP Code 45424's FEMA National Risk Index score is 21.9 (lower than 93% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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