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ZIP Code 48023

St. Clair, Michigan

FIPS 48023

Juniper

ZIP Code 48023 is in the top 10% nationally for FEMA risk score, but in the bottom 35% nationally for price-to-income ratio. It also sits in the top 25% nationally for appreciation 1yr %. And it sits in the 75th percentile nationally for median rent.

Median Home Value

$244,200

Higher than 60% of U.S. ZIP codes

HPI Growth 5yr %

42%

Higher than 63% of U.S. ZIP codes

FEMA Risk Score

22

Lower than 90% of U.S. ZIP codes

The basics

Total Population

5,031

Median Age

43.2

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$244,200

Higher than 60%

Median Property Tax

$3,120

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.47

Higher than 65%

Median Rent

$1,266

Higher than 75%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

42%

Higher than 63%

Appreciation 1yr %

2.8%

Higher than 75%

Pandemic Gain %

22%

Recession Drop %

-35%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

82.6

Winter Avg Low (°F)

18.5

Avg Temperature (°F)

48.7

Hot Days/yr (>90°F)

17.3

Freezing Days/yr (<32°F)

137.3

Annual Precipitation (in)

33.7

Annual Snowfall (in)

32.2

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

22

Lower than 90%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 48023: frequently asked questions

What is the median home value in ZIP Code 48023?
The median home value in ZIP Code 48023 is $244,200, higher than 60% of U.S. ZIP codes.
How much is property tax in ZIP Code 48023?
The median annual property tax in ZIP Code 48023 is $3,120, an effective rate of 1% of home value.
Is ZIP Code 48023 expensive to live in?
Homes in ZIP Code 48023 cost about 3.47× the median household income, higher than 65% of U.S. ZIP codes.
What is the average rent in ZIP Code 48023?
The median gross rent in ZIP Code 48023 is $1,266 a month, higher than 75% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 48023?
Home prices in ZIP Code 48023 have moved 42% over the past five years (2.8% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 48023?
ZIP Code 48023 averages 48.7°F year-round, summer highs near 82.6°F, winter lows around 18.5°F (NOAA 1991–2020 normals). It sees about 32.2 inches of snow a year.
Is ZIP Code 48023 at risk of flooding or natural disasters?
ZIP Code 48023's FEMA National Risk Index score is 22 (lower than 90% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →