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ZIP Code 48097

St. Clair, Michigan

ZCTA 48097

Juniper

ZIP Code 48097 is in the 27th percentile nationally for typical home value. It also sits in the lowest 29% nationally for home price growth over the past year. And it sits in the lowest 36% nationally for median income.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$248,045

Lower than 73% of U.S. ZIP codes
Home Price Growth, Past Five Years

53%

Near the U.S. ZIP codes median
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

60.9

Lower than 56% of U.S. ZIP codes

The boundary of ZIP Code 48097, in St. Clair, Michigan.

The basics

Total Population

5,418

Median Age

40.8

Population Density

71.07

Home values & property tax

Median Property Tax

$2,186

Property Tax Rateyearly tax as a share of home value

1.1%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

3.12×

Near the U.S. ZIP codes median
Median Income

$63,659

Lower than 64% of U.S. ZIP codes
Median Rent

$924

Lower than 61% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

0.87%

Lower than 71% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

51%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

35%

Climate & weather

Summer Avg High (°F)

79.6

Winter Avg Low (°F)

14.9

Avg Temperature (°F)

45.4

Hot Days/yr (>90°F)

7.9

Freezing Days/yr (<32°F)

159.8

Annual Precipitation (in)

31.3

Annual Snowfall (in)

40.7

Flood & disaster risk

Coastal Flood Loss per $1,000

$0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 48097: frequently asked questions

What is the typical home value in ZIP Code 48097?
The estimated median home value in ZIP Code 48097 today is $248,045, lower than 73% of U.S. ZIP codes.
How much is property tax in ZIP Code 48097?
The median annual property tax in ZIP Code 48097 is $2,186, an effective rate of 1.1% of home value.
Is ZIP Code 48097 expensive to live in?
Homes in ZIP Code 48097 cost about 3.12× the median household income, near the U.S. ZIP codes median.
What is the average rent in ZIP Code 48097?
The median gross rent in ZIP Code 48097 is $924 a month, lower than 61% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 48097?
Home prices in ZIP Code 48097 have moved 53% over the past five years (0.87% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 48097?
ZIP Code 48097 has a population of 5,418, about 71.07 people per square mile, per the U.S. Census American Community Survey. The median age is 40.8.
What is the weather like in ZIP Code 48097?
ZIP Code 48097 averages 45.4°F year-round, summer highs near 79.6°F, winter lows around 14.9°F (NOAA 1991–2020 normals). It sees about 40.7 inches of snow a year.
Is ZIP Code 48097 at risk of flooding or natural disasters?
ZIP Code 48097's FEMA National Risk Index score is 60.9 (lower than 56% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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